{"name":"Ocean Bank","domain":"oceanbank.com","url":"https://optimly.ai/brand/ocean-bank","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"Ocean Bank is an independent, state-chartered commercial bank headquartered in Florida, serving businesses and individuals in Florida and international markets.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanbank.com","updated_at":"2026-11-08T02:18:02.695742+00:00"},{"key":"description","label":"Description","shape":"text","content":"Ocean Bank provides personal, business, commercial, international, digital and wealth banking services, including loans, deposits, credit cards, treasury management, factoring and commercial real estate financing.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanbank.com","updated_at":"2026-11-08T02:18:02.695742+00:00"}]},{"header":"Identity","sections":[{"key":"mission","label":"Mission","shape":"text","content":"To be the recognized Banking Leader in strength, efficiency and profitability serving businesses and individuals in Florida and international markets.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanbank.com","updated_at":"2026-11-08T02:18:02.695742+00:00"},{"key":"leadership","label":"Founders & leadership","shape":"text","content":"Agostinho Alfonso Macedo is Chairman of the Board, President and Chief Executive Officer. Senior management includes Eddie Diaz, Manuel M. del Cañal, Pedro Max, Sam Monti, Yuni Navarro, Vanessa Lugo, Stan Rubin, Rogelio Villarreal, Barbara Brick and Rodolfo Bucaro.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanbank.com","updated_at":"2026-11-08T02:18:02.695742+00:00"},{"key":"website","label":"Website","shape":"text","content":"https://oceanbank.com","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanbank.com","updated_at":"2026-11-08T02:18:02.695742+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"Customer-focused, relationship-oriented, confident and community-minded.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanbank.com","updated_at":"2026-11-08T02:18:02.695742+00:00"},{"key":"founded","label":"Founded","shape":"text","content":"1982","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanbank.com","updated_at":"2026-11-08T02:18:02.695742+00:00"},{"key":"headquarters","label":"Headquarters","shape":"text","content":"Miami, Florida, United States","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanbank.com","updated_at":"2026-11-08T02:18:02.695742+00:00"},{"key":"parent_ownership","label":"Parent ownership","shape":"text","content":"Privately owned and independent; a state-chartered commercial bank headquartered in Florida.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanbank.com","updated_at":"2026-11-08T02:18:02.695742+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"Helps businesses and individuals manage finances, access funding, optimize cash flow, bank digitally and achieve their financial goals.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanbank.com","updated_at":"2026-11-08T02:18:02.695742+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"Personal banking\nBusiness banking\nCommercial lending\nCommercial real estate lending\nInternational banking\nDigital and mobile banking\nTreasury management\nAccounts payable services","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanbank.com","updated_at":"2026-11-08T02:18:02.695742+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"Personal loans\nCommercial loans with Ocean Financing®\nCommercial real estate lending\nOcean Contactless Credit Cards\nBusiness credit cards\nCertificates of deposit\nDigital and mobile banking\nTreasury management services","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanbank.com","updated_at":"2026-11-08T02:18:02.695742+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"A promotional 6-month CD is advertised at 3.50% APY. The minimum opening balance is $2,500; the promotion requires new money and is subject to change. Early-withdrawal penalties apply.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanbank.com","updated_at":"2026-11-08T02:18:02.695742+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Banking and financial services","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanbank.com","updated_at":"2026-11-08T02:18:02.695742+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"Businesses and individuals in Florida and international markets, including commercial borrowers, personal banking customers, business customers and international banking customers.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanbank.com","updated_at":"2026-11-08T02:18:02.695742+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"Businesses and individuals in Florida and international markets seeking personal or commercial banking, lending, cash-flow management, factoring, wealth management or digital banking services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanbank.com","updated_at":"2026-11-08T02:18:02.695742+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Opening personal or business bank accounts online\nObtaining personal, commercial or commercial real estate financing\nManaging accounts payable and accounts receivable\nOptimizing business cash flow\nUsing online and mobile banking\nObtaining personal or business credit cards\nFinancing construction, acquisitions, expansion and refinancing\nUsing factoring or floor plan management services","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanbank.com","updated_at":"2026-11-08T02:18:02.695742+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"Achieve financial goals\nAccess tailored financial products and delivery alternatives\nBuild and grow businesses\nImprove operational cash flow\nObtain financing for expansion, construction, acquisitions and refinancing\nBank digitally, online and in person","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanbank.com","updated_at":"2026-11-08T02:18:02.695742+00:00"}]}],"last_refreshed_at":"2026-11-08T02:18:02.703385+00:00","last_changed_at":"2026-11-08T02:18:02.714485+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=9189b0f7-8a99-4c17-9dc1-4cb79e5f03a9"}