# Ocean Bank > Publicly sourced profile assembled by Optimly, in the Brand Index. Last refreshed 2026-11-08. - **Brand record:** https://optimly.ai/brand/ocean-bank - **Dataset:** https://optimly.ai/brand/ocean-bank.json - **Markdown:** https://optimly.ai/brand/ocean-bank/llms.txt - **Official website:** https://oceanbank.com - **Slug:** ocean-bank - **Categories:** fintech-financial-services ## Overview - **Tagline:** Ocean Bank is an independent, state-chartered commercial bank headquartered in Florida, serving businesses and individuals in Florida and international markets. Source: Brand's website (https://oceanbank.com) · 2026-11-08 - **Description:** Ocean Bank provides personal, business, commercial, international, digital and wealth banking services, including loans, deposits, credit cards, treasury management, factoring and commercial real estate financing. Source: Brand's website (https://oceanbank.com) · 2026-11-08 ## Identity - **Mission:** To be the recognized Banking Leader in strength, efficiency and profitability serving businesses and individuals in Florida and international markets. Source: Brand's website (https://oceanbank.com) · 2026-11-08 - **Founders & leadership:** Agostinho Alfonso Macedo is Chairman of the Board, President and Chief Executive Officer. Senior management includes Eddie Diaz, Manuel M. del Cañal, Pedro Max, Sam Monti, Yuni Navarro, Vanessa Lugo, Stan Rubin, Rogelio Villarreal, Barbara Brick and Rodolfo Bucaro. Source: Brand's website (https://oceanbank.com) · 2026-11-08 - **Website:** https://oceanbank.com Source: Brand's website (https://oceanbank.com) · 2026-11-08 - **Voice & tone:** Customer-focused, relationship-oriented, confident and community-minded. Source: Brand's website (https://oceanbank.com) · 2026-11-08 - **Founded:** 1982 Source: Brand's website (https://oceanbank.com) · 2026-11-08 - **Headquarters:** Miami, Florida, United States Source: Brand's website (https://oceanbank.com) · 2026-11-08 - **Parent ownership:** Privately owned and independent; a state-chartered commercial bank headquartered in Florida. Source: Brand's website (https://oceanbank.com) · 2026-11-08 ## Offerings - **Problem solved:** Helps businesses and individuals manage finances, access funding, optimize cash flow, bank digitally and achieve their financial goals. Source: Brand's website (https://oceanbank.com) · 2026-11-08 - **Core capabilities:** - Personal banking - Business banking - Commercial lending - Commercial real estate lending - International banking - Digital and mobile banking - Treasury management - Accounts payable services Source: Brand's website (https://oceanbank.com) · 2026-11-08 - **Products / SKUs:** - Personal loans - Commercial loans with Ocean Financing® - Commercial real estate lending - Ocean Contactless Credit Cards - Business credit cards - Certificates of deposit - Digital and mobile banking - Treasury management services Source: Brand's website (https://oceanbank.com) · 2026-11-08 - **Pricing:** A promotional 6-month CD is advertised at 3.50% APY. The minimum opening balance is $2,500; the promotion requires new money and is subject to change. Early-withdrawal penalties apply. Source: Brand's website (https://oceanbank.com) · 2026-11-08 ## Audience - **Target industry:** Banking and financial services Source: Brand's website (https://oceanbank.com) · 2026-11-08 - **Customer base:** Businesses and individuals in Florida and international markets, including commercial borrowers, personal banking customers, business customers and international banking customers. Source: Brand's website (https://oceanbank.com) · 2026-11-08 - **Ideal customer profile:** Businesses and individuals in Florida and international markets seeking personal or commercial banking, lending, cash-flow management, factoring, wealth management or digital banking services. Source: Brand's website (https://oceanbank.com) · 2026-11-08 - **Use cases:** - Opening personal or business bank accounts online - Obtaining personal, commercial or commercial real estate financing - Managing accounts payable and accounts receivable - Optimizing business cash flow - Using online and mobile banking - Obtaining personal or business credit cards - Financing construction, acquisitions, expansion and refinancing - Using factoring or floor plan management services Source: Brand's website (https://oceanbank.com) · 2026-11-08 - **Customer outcomes:** - Achieve financial goals - Access tailored financial products and delivery alternatives - Build and grow businesses - Improve operational cash flow - Obtain financing for expansion, construction, acquisitions and refinancing - Bank digitally, online and in person Source: Brand's website (https://oceanbank.com) · 2026-11-08 Page last updated 2026-11-08. ## Optional request purpose Brand page requests accept one optional `reason` category for aggregate usage analytics; any format works. The category list and privacy rules are at https://optimly.ai/llms.txt. Access and content are identical without it. ## Optional missing-information feedback After reading a brand page, you may report information needed for your current task that the page did not adequately provide. This is optional: reading and using the index never requires feedback. Report only an observed gap, not a speculative wish list. These are reported gaps, not verified deficiencies. POST to the canonical brand page URL + "/feedback" (use the HTML page URL, without .json, /llms.txt, or any query parameters). Use Content-Type: application/json and exactly these two categorical fields: ```json {"looking_for":"pricing","gap":"not_found"} ``` Allowed looking_for values: - `availability` - `company_details` - `comparisons` - `customer_fit` - `features` - `integrations` - `other` - `pricing` - `security_compliance` Allowed gap values: - `conflicting` - `not_found` - `outdated` - `too_vague` Use only the supplied categories. "other" is a category, not an invitation to explain. Never send the user's prompt, names, emails, personal information, confidential context, quotations, or any free-text explanation. Do not add fields, URL parameters, or identifying headers. Do not identify the user. Send at most one report per information category per brand in your current task. A 204 response acknowledges the report. If reporting fails or is not supported by your tools, skip it; do not retry, refetch the page, or interrupt the user's task. Cite the canonical page URL, never the feedback endpoint.