{"name":"OceanFirst Bank","domain":"oceanfirst.com","url":"https://optimly.ai/brand/oceanfirst-bank","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"OceanFirst Bank is a community bank providing personal, small business, commercial, digital banking, lending, treasury management, and trust services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanfirst.com","updated_at":"2026-11-08T02:30:22.633407+00:00"},{"key":"description","label":"Description","shape":"text","content":"OceanFirst Bank serves individuals, families, small businesses, and commercial organizations with banking and financial solutions. The bank emphasizes personalized service, digital convenience, local community involvement, and financial well-being.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanfirst.com","updated_at":"2026-11-08T02:30:22.633407+00:00"}]},{"header":"Identity","sections":[{"key":"mission","label":"Mission","shape":"text","content":"To help customers reach their financial goals while positively impacting the communities OceanFirst serves.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanfirst.com","updated_at":"2026-11-08T02:30:22.633407+00:00"},{"key":"website","label":"Website","shape":"text","content":"https://oceanfirst.com","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanfirst.com","updated_at":"2026-11-08T02:30:22.633407+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"Customer-centric, community-oriented, personalized, approachable, and financially supportive.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanfirst.com","updated_at":"2026-11-08T02:30:22.633407+00:00"},{"key":"founded","label":"Founded","shape":"text","content":"1902","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanfirst.com","updated_at":"2026-11-08T02:30:22.633407+00:00"},{"key":"headquarters","label":"Headquarters","shape":"text","content":"Red Bank and Toms River, New Jersey","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanfirst.com","updated_at":"2026-11-08T02:30:22.633407+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"OceanFirst helps individuals, families, and businesses manage money, access financing, save and invest, conduct banking digitally, manage commercial finances, and plan for long-term financial goals.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanfirst.com","updated_at":"2026-11-08T02:30:22.633407+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"Personal checking, savings, and CD accounts\nPersonal lending and credit solutions\nSmall business banking and financing\nCommercial banking and treasury management\nDigital and mobile banking\nMerchant services\nReceivables, payables, and liquidity strategies\nFraud prevention and cybersecurity","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanfirst.com","updated_at":"2026-11-08T02:30:22.633407+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"Personal checking, savings, and CD accounts\nPersonal loans and credit solutions\nSmall business checking, savings, Money Market accounts, and loans\nCommercial checking, savings, Money Market accounts, credit cards, equipment loans, and lines of credit\nTreasury management services\nDigital and mobile banking, including Bill Pay, Zelle, and Tap to Pay\nMerchant services\nTrust and asset management services","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanfirst.com","updated_at":"2026-11-08T02:30:22.633407+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"The site advertises limited-time deposit offers, including a 9 Month CD, High Yield Savings+, and Business 9 Month CD at a stated 4.01% rate and 4.08% APY, subject to eligibility, balance, new-money, timing, and other conditions. Small business banking is described as offering transparent pricing. Rates and offers may change or be discontinued.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanfirst.com","updated_at":"2026-11-08T02:30:22.633407+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Banking and financial services","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanfirst.com","updated_at":"2026-11-08T02:30:22.633407+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"Over 230,000 customers, including families, individuals, small businesses, commercial organizations, and nonprofits. The bank serves the Northeastern United States, with locations across New Jersey, New York, Pennsylvania, Massachusetts, and Maryland.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanfirst.com","updated_at":"2026-11-08T02:30:22.633407+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"Individuals and families seeking personal banking, lending, digital banking, and trust services; small businesses needing deposit accounts, financing, merchant services, and advisory support; and commercial organizations needing lending, treasury management, liquidity, receivables, payables, and fraud-prevention services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanfirst.com","updated_at":"2026-11-08T02:30:22.633407+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Opening and managing checking, savings, and CD accounts\nSaving and earning interest through deposit products\nAccessing personal, home, small business, and commercial financing\nManaging small business cash flow and growth\nRunning commercial receivables, payables, and liquidity operations\nBanking online and through mobile devices\nUsing Bill Pay, Zelle, Tap to Pay, and remote deposit services\nAccepting payments through merchant services","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanfirst.com","updated_at":"2026-11-08T02:30:22.633407+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"Greater access to personalized banking and financial solutions\nConvenient digital and mobile banking\nFinancing for personal needs, business growth, and expansion\nSimplified commercial financial operations\nSupport for long-term financial and estate planning\nImproved access to financial resources and opportunities\nCommunity organizations receiving donations, grants, and financial support","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oceanfirst.com","updated_at":"2026-11-08T02:30:22.633407+00:00"}]}],"last_refreshed_at":"2026-11-08T02:30:22.639554+00:00","last_changed_at":"2026-11-08T02:30:22.646350+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=760144ea-7095-4b15-a9d4-5b453c76765b"}