{
  "slug": "octavewealth",
  "name": "Octavewealth",
  "description": "Octavewealth offers hassle-free 401(k) plans for businesses, designed to attract and retain talent. They provide automated administration, 3(16) and 3(38) fiduciary services, payroll integration, and personalized retirement planning tools and education for employees, all with clear, affordable pricing.",
  "url": "https://optimly.ai/brand/octavewealth",
  "websiteUrl": "https://octavewealth.com/",
  "logoUrl": "https://logo.clearbit.com/octavewealth.com",
  "baiScore": 60,
  "bai_tier_status": "active",
  "bai_score_status": "active",
  "archetype": null,
  "archetype_status": "active",
  "category": "401(k) Retirement Plan Providers",
  "categorySlug": null,
  "keyFacts": [],
  "aiReadiness": [],
  "competitors": [],
  "competitorsProse": null,
  "inboundCompetitors": [],
  "aiAlternatives": [],
  "parentBrand": null,
  "subBrands": [],
  "updatedAt": "2026-09-25T13:08:40.520Z",
  "verifiedVitals": {
    "website": "https://octavewealth.com",
    "category": "Financial Services",
    "what_it_does": "Octavewealth provides full-service 401(k) plans for businesses, including automated administration, 3(16) and 3(38) fiduciary services, 360 payroll integration, employee education, personalized retirement planning, and investment management with low-cost index funds.",
    "primary_audience": "Businesses looking to offer 401(k) plans to their employees, and their employees.",
    "core_product": "Full-service 401(k) plans.",
    "pricing_model": {
      "kind": "subscription",
      "detail": "Monthly pricing includes a $200 base fee and $9 per eligible employee. Average fund fees are 0.07%, and there is an annual custody fee of 0.03%. There are no additional employee fees."
    },
    "parent_ownership": "OctaveWealth.com is owned and operated by Quillu, Inc.",
    "named_competitors": [
      "Vanguard",
      "Insperity",
      "Nava Benefits",
      "Lumity Benefits Solution",
      "G&A Partners Services",
      "Lumity Benefits Platform",
      "FrankCrum",
      "Sequoia Advisory",
      "Deel Services",
      "EasyAppsOnline",
      "Zevo Benefits",
      "Holisticly"
    ]
  },
  "intentTags": {
    "problemIntents": [
      "Difficulty managing 401(k) administration",
      "Lack of employee retirement planning tools and education",
      "High or hidden fees in existing 401(k) plans",
      "Challenges in attracting and retaining talent through benefits",
      "Concerns about fiduciary responsibility and compliance",
      "Complex 401(k) setup and migration",
      "Employees distracted by retirement worries"
    ],
    "solutionIntents": [
      "Seeking automated 401(k) administration",
      "Looking for comprehensive 401(k) fiduciary services (3(16) and 3(38))",
      "Desiring integrated payroll for 401(k) management",
      "Need for employee retirement education and planning tools",
      "Searching for low-cost 401(k) investment options",
      "Wanting dedicated support for 401(k) plan management",
      "Improved employee retention and attraction through retirement benefits"
    ],
    "evaluationIntents": [
      "Comparing 401(k) providers on ease of administration",
      "Evaluating 401(k) plans based on fiduciary responsibilities",
      "Assessing 401(k) platforms for employee tools and education",
      "Comparing 401(k) pricing models and fee structures",
      "Reviewing security and account protection features for retirement plans"
    ]
  },
  "businessProfileClaims": [],
  "timestamp": 1790423237880
}