{"name":"OneMain Financial","domain":"onemainfinancial.com","url":"https://optimly.ai/brand/onemain-financial","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"OneMain Financial provides personal loans and related financial tools to help people cover expenses, consolidate debt, manage money and plan for the future.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://onemainfinancial.com","updated_at":"2026-11-07T19:43:23.671429+00:00"},{"key":"description","label":"Description","shape":"text","content":"OneMain Financial offers personal loans, debt consolidation loans, emergency loans and related financial products and services through online, phone and branch channels.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://onemainfinancial.com","updated_at":"2026-11-07T19:43:23.671429+00:00"}]},{"header":"Identity","sections":[{"key":"mission","label":"Mission","shape":"text","content":"Help customers get the money they need to keep moving, manage expenses and make financial progress.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://onemainfinancial.com","updated_at":"2026-11-07T19:43:23.671429+00:00"},{"key":"leadership","label":"Founders & leadership","shape":"text","content":"Doug Shulman — Chairman & CEO; Brad Borchers — Executive Vice President, Branch Operations; Lily Fu Claffee — Executive Vice President, Chief Legal Officer & Corporate Secretary; Micah Conrad — Executive Vice President, Chief Operating Officer; Larry Fitzpatrick — Executive Vice President, Chief Technology Officer; Dinesh Goyal — Executive Vice President, Chief Credit & Customer Acquisition Officer; Mark Mattern — Head of Credit Cards; Karen Mooney — Executive Vice President, Chief Human Resources Officer; Jenny Osterhout — Executive Vice President, Chief Financial Officer; Matt Vaughan — Deputy Chief Financial Officer.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://onemainfinancial.com","updated_at":"2026-11-07T19:43:23.671429+00:00"},{"key":"website","label":"Website","shape":"text","content":"https://onemainfinancial.com","source_type":"1p_website","source_label":"Brand's website","source_url":"https://onemainfinancial.com","updated_at":"2026-11-07T19:43:23.671429+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"Accessible, reassuring, supportive and action-oriented, with an emphasis on speed, flexibility and human assistance.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://onemainfinancial.com","updated_at":"2026-11-07T19:43:23.671429+00:00"},{"key":"founded","label":"Founded","shape":"text","content":"Over 100 years ago, according to the website.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://onemainfinancial.com","updated_at":"2026-11-07T19:43:23.671429+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"Provides access to financing for expenses, major purchases, unexpected bills, repairs, debt consolidation and longer-term financial goals, with support for managing loans and improving financial knowledge.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://onemainfinancial.com","updated_at":"2026-11-07T19:43:23.671429+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"Personal loan prequalification and applications\nDebt consolidation financing\nEmergency expense financing\nSecured and unsecured loan options\nOnline, phone and branch-based customer support\nLoan account and document management through online accounts and a mobile app\nFinancial education, budgeting tips and calculators\nCredit score monitoring through free monthly VantageScore updates","source_type":"1p_website","source_label":"Brand's website","source_url":"https://onemainfinancial.com","updated_at":"2026-11-07T19:43:23.671429+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"Personal loans from $1,500 to $35,000\nDebt consolidation loans\nEmergency loans\nAuto loans\nOneMain BrightWay credit card\nOneMain MyMoney\nTrim by OneMain\nOneMain mobile app","source_type":"1p_website","source_label":"Brand's website","source_url":"https://onemainfinancial.com","updated_at":"2026-11-07T19:43:23.671429+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"Personal loans range from $1,500 to $35,000, with fixed rates starting at 11.99% APR. Fixed monthly payment terms range from 24 to 60 months, and there is no fee for paying off early. Rates, amounts and terms depend on individual factors including credit history, income and expenses, collateral, ability to repay and state of residence.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://onemainfinancial.com","updated_at":"2026-11-07T19:43:23.671429+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Consumer financial services and personal lending","source_type":"1p_website","source_label":"Brand's website","source_url":"https://onemainfinancial.com","updated_at":"2026-11-07T19:43:23.671429+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"Individual consumers across the United States; OneMain states that it has helped 20 million customers and operates 1,300 branches.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://onemainfinancial.com","updated_at":"2026-11-07T19:43:23.671429+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"U.S. consumers seeking personal financing for expenses, major purchases, emergencies, repairs, debt consolidation or longer-term goals, including borrowers who may benefit from secured-loan options and in-person support.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://onemainfinancial.com","updated_at":"2026-11-07T19:43:23.671429+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Covering bills and everyday expenses\nMaking a major purchase\nConsolidating credit card debt into one monthly payment\nPaying unexpected bills\nFunding urgent repairs\nRefinancing an existing OneMain loan and obtaining additional funds\nManaging loan payments, documents and payoff information\nBuilding financial knowledge and managing a budget","source_type":"1p_website","source_label":"Brand's website","source_url":"https://onemainfinancial.com","updated_at":"2026-11-07T19:43:23.671429+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"See prequalification options in minutes without an initial credit score impact\nReceive funds as soon as one hour after loan closing through eligible debit-card disbursement\nChoose fixed monthly payments and 24- to 60-month terms\nGet support online, by phone or at a OneMain branch\nManage accounts, statements, documents and payments online or in the mobile app\nAccess free monthly VantageScore credit score updates\nConsolidate multiple bills into a single loan payment with a defined payoff date\nUse financial education and money-management tools to plan and save","source_type":"1p_website","source_label":"Brand's website","source_url":"https://onemainfinancial.com","updated_at":"2026-11-07T19:43:23.671429+00:00"}]}],"last_refreshed_at":"2026-11-07T19:43:23.681807+00:00","last_changed_at":"2026-11-07T19:43:23.690753+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=3afc46a2-e355-4c9d-9161-6d01aefa9ac3"}