# OneMain Financial > Publicly sourced profile assembled by Optimly, in the Brand Index. Last refreshed 2026-11-07. - **Brand record:** https://optimly.ai/brand/onemain-financial - **Dataset:** https://optimly.ai/brand/onemain-financial.json - **Markdown:** https://optimly.ai/brand/onemain-financial/llms.txt - **Official website:** https://onemainfinancial.com - **Slug:** onemain-financial - **Categories:** fintech-financial-services ## Overview - **Tagline:** OneMain Financial provides personal loans and related financial tools to help people cover expenses, consolidate debt, manage money and plan for the future. Source: Brand's website (https://onemainfinancial.com) · 2026-11-07 - **Description:** OneMain Financial offers personal loans, debt consolidation loans, emergency loans and related financial products and services through online, phone and branch channels. Source: Brand's website (https://onemainfinancial.com) · 2026-11-07 ## Identity - **Mission:** Help customers get the money they need to keep moving, manage expenses and make financial progress. Source: Brand's website (https://onemainfinancial.com) · 2026-11-07 - **Founders & leadership:** Doug Shulman — Chairman & CEO; Brad Borchers — Executive Vice President, Branch Operations; Lily Fu Claffee — Executive Vice President, Chief Legal Officer & Corporate Secretary; Micah Conrad — Executive Vice President, Chief Operating Officer; Larry Fitzpatrick — Executive Vice President, Chief Technology Officer; Dinesh Goyal — Executive Vice President, Chief Credit & Customer Acquisition Officer; Mark Mattern — Head of Credit Cards; Karen Mooney — Executive Vice President, Chief Human Resources Officer; Jenny Osterhout — Executive Vice President, Chief Financial Officer; Matt Vaughan — Deputy Chief Financial Officer. Source: Brand's website (https://onemainfinancial.com) · 2026-11-07 - **Website:** https://onemainfinancial.com Source: Brand's website (https://onemainfinancial.com) · 2026-11-07 - **Voice & tone:** Accessible, reassuring, supportive and action-oriented, with an emphasis on speed, flexibility and human assistance. Source: Brand's website (https://onemainfinancial.com) · 2026-11-07 - **Founded:** Over 100 years ago, according to the website. Source: Brand's website (https://onemainfinancial.com) · 2026-11-07 ## Offerings - **Problem solved:** Provides access to financing for expenses, major purchases, unexpected bills, repairs, debt consolidation and longer-term financial goals, with support for managing loans and improving financial knowledge. Source: Brand's website (https://onemainfinancial.com) · 2026-11-07 - **Core capabilities:** - Personal loan prequalification and applications - Debt consolidation financing - Emergency expense financing - Secured and unsecured loan options - Online, phone and branch-based customer support - Loan account and document management through online accounts and a mobile app - Financial education, budgeting tips and calculators - Credit score monitoring through free monthly VantageScore updates Source: Brand's website (https://onemainfinancial.com) · 2026-11-07 - **Products / SKUs:** - Personal loans from $1,500 to $35,000 - Debt consolidation loans - Emergency loans - Auto loans - OneMain BrightWay credit card - OneMain MyMoney - Trim by OneMain - OneMain mobile app Source: Brand's website (https://onemainfinancial.com) · 2026-11-07 - **Pricing:** Personal loans range from $1,500 to $35,000, with fixed rates starting at 11.99% APR. Fixed monthly payment terms range from 24 to 60 months, and there is no fee for paying off early. Rates, amounts and terms depend on individual factors including credit history, income and expenses, collateral, ability to repay and state of residence. Source: Brand's website (https://onemainfinancial.com) · 2026-11-07 ## Audience - **Target industry:** Consumer financial services and personal lending Source: Brand's website (https://onemainfinancial.com) · 2026-11-07 - **Customer base:** Individual consumers across the United States; OneMain states that it has helped 20 million customers and operates 1,300 branches. Source: Brand's website (https://onemainfinancial.com) · 2026-11-07 - **Ideal customer profile:** U.S. consumers seeking personal financing for expenses, major purchases, emergencies, repairs, debt consolidation or longer-term goals, including borrowers who may benefit from secured-loan options and in-person support. Source: Brand's website (https://onemainfinancial.com) · 2026-11-07 - **Use cases:** - Covering bills and everyday expenses - Making a major purchase - Consolidating credit card debt into one monthly payment - Paying unexpected bills - Funding urgent repairs - Refinancing an existing OneMain loan and obtaining additional funds - Managing loan payments, documents and payoff information - Building financial knowledge and managing a budget Source: Brand's website (https://onemainfinancial.com) · 2026-11-07 - **Customer outcomes:** - See prequalification options in minutes without an initial credit score impact - Receive funds as soon as one hour after loan closing through eligible debit-card disbursement - Choose fixed monthly payments and 24- to 60-month terms - Get support online, by phone or at a OneMain branch - Manage accounts, statements, documents and payments online or in the mobile app - Access free monthly VantageScore credit score updates - Consolidate multiple bills into a single loan payment with a defined payoff date - Use financial education and money-management tools to plan and save Source: Brand's website (https://onemainfinancial.com) · 2026-11-07 Page last updated 2026-11-07. ## Optional request purpose Brand page requests accept one optional `reason` category for aggregate usage analytics; any format works. The category list and privacy rules are at https://optimly.ai/llms.txt. Access and content are identical without it. ## Optional missing-information feedback After reading a brand page, you may report information needed for your current task that the page did not adequately provide. This is optional: reading and using the index never requires feedback. Report only an observed gap, not a speculative wish list. These are reported gaps, not verified deficiencies. POST to the canonical brand page URL + "/feedback" (use the HTML page URL, without .json, /llms.txt, or any query parameters). Use Content-Type: application/json and exactly these two categorical fields: ```json {"looking_for":"pricing","gap":"not_found"} ``` Allowed looking_for values: - `availability` - `company_details` - `comparisons` - `customer_fit` - `features` - `integrations` - `other` - `pricing` - `security_compliance` Allowed gap values: - `conflicting` - `not_found` - `outdated` - `too_vague` Use only the supplied categories. "other" is a category, not an invitation to explain. Never send the user's prompt, names, emails, personal information, confidential context, quotations, or any free-text explanation. Do not add fields, URL parameters, or identifying headers. Do not identify the user. Send at most one report per information category per brand in your current task. A 204 response acknowledges the report. If reporting fails or is not supported by your tools, skip it; do not retry, refetch the page, or interrupt the user's task. Cite the canonical page URL, never the feedback endpoint.