{"name":"Oregon Community Credit Union","domain":"myoccu.org","url":"https://optimly.ai/brand/oregon-community-credit-union","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"Oregon Community Credit Union (OCCU) is a member-owned, not-for-profit financial cooperative providing personal and business banking, lending, insurance, investment, and digital banking services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myoccu.org","updated_at":"2026-11-07T05:21:58.000216+00:00"},{"key":"description","label":"Description","shape":"text","content":"OCCU provides banking tools and local support for startups, established businesses, individuals, families, and credit union members. Its services include accounts, loans, mortgages, credit cards, insurance, investments, online and mobile banking, and financial guidance.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myoccu.org","updated_at":"2026-11-07T05:21:58.000216+00:00"}]},{"header":"Identity","sections":[{"key":"mission","label":"Mission","shape":"text","content":"OCCU's vision is to Enrich Lives. As a member-owned, not-for-profit financial cooperative, it aims to return value to members and strengthen the communities it serves.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myoccu.org","updated_at":"2026-11-07T05:21:58.000216+00:00"},{"key":"leadership","label":"Founders & leadership","shape":"text","content":"OCCU is governed by a member-representative Board of Directors that guides the credit union's vision and direction, oversees policy, governance, regulatory compliance, CEO accountability, strategy, risk, and the safety and soundness of member funds.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myoccu.org","updated_at":"2026-11-07T05:21:58.000216+00:00"},{"key":"website","label":"Website","shape":"text","content":"https://myoccu.org","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myoccu.org","updated_at":"2026-11-07T05:21:58.000216+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"Community-focused, supportive, approachable, and financial-wellness oriented.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myoccu.org","updated_at":"2026-11-07T05:21:58.000216+00:00"},{"key":"parent_ownership","label":"Parent ownership","shape":"text","content":"Member-owned, not-for-profit financial cooperative.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myoccu.org","updated_at":"2026-11-07T05:21:58.000216+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"OCCU helps individuals, families, and businesses manage finances, save, borrow, invest, protect assets, and pursue financial goals with banking tools, local support, and financial guidance.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myoccu.org","updated_at":"2026-11-07T05:21:58.000216+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"Personal banking and deposit accounts\nBusiness banking and business solutions\nAuto, vehicle, recreational vehicle, boat, and motorcycle lending\nHome loans, mortgages, home equity loans, and HELOCs\nCredit cards\nStudent loans\nInsurance services\nInvestment and retirement services, including IRAs","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myoccu.org","updated_at":"2026-11-07T05:21:58.000216+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"Checking accounts\nSavings accounts\nCertificate accounts\nAuto and vehicle loans\nRV, boat, and motorcycle loans\nMortgages and home loans\nHome equity loans and HELOCs\nCredit cards","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myoccu.org","updated_at":"2026-11-07T05:21:58.000216+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"The site publishes weekly example rates, including checking APY up to 2.00%, regular certificate APY up to 4.05%, auto loan APR as low as 6.19%, credit card APR as low as 12.74%, home equity loan APR as low as 10.18%, and mortgage rates as low as 6.640%. OCCU also states that members have saved $43.7 million in reduced or eliminated account fees since 2020.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myoccu.org","updated_at":"2026-11-07T05:21:58.000216+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Financial services, specifically credit union banking.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myoccu.org","updated_at":"2026-11-07T05:21:58.000216+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"Credit union members, individuals, families, startups, established businesses, students, homeowners, vehicle buyers, and community nonprofit organizations.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myoccu.org","updated_at":"2026-11-07T05:21:58.000216+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"Individuals, families, and businesses seeking member-focused banking, lending, savings, investment, insurance, and financial guidance from a not-for-profit credit union.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myoccu.org","updated_at":"2026-11-07T05:21:58.000216+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Opening and managing checking or savings accounts\nManaging finances through online and mobile banking\nFinancing cars, boats, motorcycles, RVs, and other vehicles\nBuying or refinancing a home\nFunding home improvements with a HELOC\nPaying for college with student loans\nBuilding savings through certificates and IRAs\nUsing credit cards and building credit","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myoccu.org","updated_at":"2026-11-07T05:21:58.000216+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"Progress toward personal and business financial goals\nAccess to banking tools and local financial support\nPotential savings through reduced or eliminated account fees\nPotential savings from credit union loan fees and interest rates\nAbility to manage accounts and loan payments online or through mobile banking\nSupport for financial wellness and responsible money management\nFunding for education, homes, vehicles, and home improvements\nCommunity investment through support for local nonprofits","source_type":"1p_website","source_label":"Brand's website","source_url":"https://myoccu.org","updated_at":"2026-11-07T05:21:58.000216+00:00"}]}],"last_refreshed_at":"2026-11-07T05:21:58.038950+00:00","last_changed_at":"2026-11-07T05:21:58.102419+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=ed485d8a-ad26-457d-9f91-8c800bf96f61"}