{"name":"Oschadbank","domain":"oschadbank.ua","url":"https://optimly.ai/brand/oschadbank","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"Oschadbank is a universal Ukrainian bank providing financial services to individuals, entrepreneurs and businesses across Ukraine.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oschadbank.ua","updated_at":"2026-11-08T03:24:37.301948+00:00"},{"key":"description","label":"Description","shape":"text","content":"Oschadbank offers retail and business banking through a nationwide branch network and digital services. Its offerings include loans, mortgages, deposits, cards, personal banking and business finance, with a stated focus on inclusive, innovative and accessible financial services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oschadbank.ua","updated_at":"2026-11-08T03:24:37.301948+00:00"}]},{"header":"Identity","sections":[{"key":"mission","label":"Mission","shape":"text","content":"To provide inclusive, innovative, accessible and high-quality financial services for Ukrainians and entrepreneurs throughout Ukraine, supporting stability, economic recovery, Ukrainian business and sustainable development.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oschadbank.ua","updated_at":"2026-11-08T03:24:37.301948+00:00"},{"key":"website","label":"Website","shape":"text","content":"https://oschadbank.ua","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oschadbank.ua","updated_at":"2026-11-08T03:24:37.301948+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"Inclusive, supportive, trustworthy, professional and focused on accessibility, stability and innovation.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oschadbank.ua","updated_at":"2026-11-08T03:24:37.301948+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"Provides access to banking, lending, savings, payments and business-finance services for individuals and organizations across Ukraine, including support for housing purchases, entrepreneurship, energy independence and veteran reintegration.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oschadbank.ua","updated_at":"2026-11-08T03:24:37.301948+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"Retail banking\nBusiness and corporate banking\nConsumer and cash lending\nMortgage lending\nDeposits and savings\nPayment cards and payment systems\nPersonal online banking\nOnline business lending","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oschadbank.ua","updated_at":"2026-11-08T03:24:37.301948+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"Loans and cash loans\nMortgage programs, including єОселя\nProperty-backed consumer credit\nPayment cards\nDeposits\nPersonal banking\nOnline credit services for entrepreneurs\nBusiness and SME financing","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oschadbank.ua","updated_at":"2026-11-08T03:24:37.301948+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"Pricing varies by product and program. Scraped mortgage materials cite rates from 3%, 19.05% and 19.7%, terms up to 20 years, and mortgage amounts up to 10,000,000 UAH; the єОселя program cites loans up to 6,000,000 UAH with terms up to 20 years. Fees and rates are subject to the specific program.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oschadbank.ua","updated_at":"2026-11-08T03:24:37.301948+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Banking and financial services","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oschadbank.ua","updated_at":"2026-11-08T03:24:37.301948+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"Individuals, Ukrainian citizens, entrepreneurs, small and medium-sized businesses, large businesses, exporters, energy-sector organizations, veterans and veteran families, and public-sector or strategic-economy organizations.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oschadbank.ua","updated_at":"2026-11-08T03:24:37.301948+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"Ukrainian individuals seeking everyday banking, savings, consumer credit or housing finance; entrepreneurs and SMEs seeking online or conventional business lending; large companies and exporters requiring corporate, trade or energy-project finance; and veterans seeking business funding and reintegration support.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oschadbank.ua","updated_at":"2026-11-08T03:24:37.301948+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Everyday personal banking and payments\nSaving through deposits\nObtaining consumer or cash credit\nBuying residential property through mortgage financing\nUsing the єОселя state mortgage program\nFinancing a small or medium-sized business\nObtaining online credit as an entrepreneur\nFinancing energy-generating or energy-saving equipment","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oschadbank.ua","updated_at":"2026-11-08T03:24:37.301948+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"Access to banking services across Ukraine through a nationwide branch network\nFinancing for personal needs, housing and property purchases\nFunding for entrepreneurs, SMEs and large businesses\nSupport for energy independence and energy-efficiency projects\nBusiness grants and financing for veterans and their families\nImproved access to inclusive and barrier-free financial services\nSupport for Ukrainian economic recovery and business development","source_type":"1p_website","source_label":"Brand's website","source_url":"https://oschadbank.ua","updated_at":"2026-11-08T03:24:37.301948+00:00"}]}],"last_refreshed_at":"2026-11-08T03:24:37.311225+00:00","last_changed_at":"2026-11-08T03:24:37.319397+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=7dd599e3-1fd9-4f66-b60d-01c651f2dce8"}