{"name":"Patelco Credit Union","domain":"patelco.org","url":"https://optimly.ai/brand/patelco-credit-union","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"Patelco Credit Union is a member-owned, not-for-profit financial cooperative providing banking, lending, savings, investment, insurance, digital banking and financial education services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://patelco.org","updated_at":"2026-11-07T19:50:22.734773+00:00"},{"key":"description","label":"Description","shape":"text","content":"Founded in 1936, Patelco Credit Union is a full-service, not-for-profit financial cooperative headquartered in Northern California. It serves more than 550,000 members, with 36 branches, digital and phone banking, over 30,000 ATMs and 6,000+ shared branches nationwide.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://patelco.org","updated_at":"2026-11-07T19:50:22.734773+00:00"}]},{"header":"Identity","sections":[{"key":"mission","label":"Mission","shape":"text","content":"To build our members’ financial health and wellbeing.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://patelco.org","updated_at":"2026-11-07T19:50:22.734773+00:00"},{"key":"website","label":"Website","shape":"text","content":"https://patelco.org","source_type":"1p_website","source_label":"Brand's website","source_url":"https://patelco.org","updated_at":"2026-11-07T19:50:22.734773+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"Member-first, personal, educational, supportive and community-oriented.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://patelco.org","updated_at":"2026-11-07T19:50:22.734773+00:00"},{"key":"founded","label":"Founded","shape":"text","content":"1936","source_type":"1p_website","source_label":"Brand's website","source_url":"https://patelco.org","updated_at":"2026-11-07T19:50:22.734773+00:00"},{"key":"headquarters","label":"Headquarters","shape":"text","content":"Northern California","source_type":"1p_website","source_label":"Brand's website","source_url":"https://patelco.org","updated_at":"2026-11-07T19:50:22.734773+00:00"},{"key":"parent_ownership","label":"Parent ownership","shape":"text","content":"Member-owned, not-for-profit financial cooperative.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://patelco.org","updated_at":"2026-11-07T19:50:22.734773+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"Patelco helps individuals and communities manage everyday finances, save and borrow, plan for the future, access financial guidance, and protect their accounts from fraud.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://patelco.org","updated_at":"2026-11-07T19:50:22.734773+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"Checking and savings accounts\nShare certificates and money market accounts\nHome loans, home equity loans and home equity lines of credit\nAuto loans and personal loans\nCredit cards\nRetirement and IRA accounts\nInvestments and insurance through financial advisors\nOnline, mobile, phone and virtual banking","source_type":"1p_website","source_label":"Brand's website","source_url":"https://patelco.org","updated_at":"2026-11-07T19:50:22.734773+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"Free Checking\nSavings accounts\nMoney market accounts\nShare certificates\nIRAs\nHome loans\nHome equity loans\nHome equity lines of credit","source_type":"1p_website","source_label":"Brand's website","source_url":"https://patelco.org","updated_at":"2026-11-07T19:50:22.734773+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Financial services; credit unions and consumer banking.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://patelco.org","updated_at":"2026-11-07T19:50:22.734773+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"Over 550,000 members nationwide, including individuals and families in Northern California, employees of more than 1,100 businesses, and eligible members connected through specified counties, cities, colleges, family or roommate relationships, or the Financial Fitness Association.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://patelco.org","updated_at":"2026-11-07T19:50:22.734773+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"Individuals who live, work, attend school or worship in eligible Northern California areas; attend or graduated from specified colleges; have a Patelco member family member or roommate; work for a Patelco-sponsored company; or join the Financial Fitness Association. The credit union also serves people seeking personal banking, borrowing, saving, investing, financial advice and fraud protection.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://patelco.org","updated_at":"2026-11-07T19:50:22.734773+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Everyday checking and banking\nSaving for emergencies, college, retirement or other goals\nBuying a home or vehicle\nBorrowing through personal loans, home equity products or credit cards\nManaging debt and building credit\nInvesting and obtaining insurance guidance\nUsing digital, mobile, phone or virtual banking\nProtecting accounts and responding to fraud","source_type":"1p_website","source_label":"Brand's website","source_url":"https://patelco.org","updated_at":"2026-11-07T19:50:22.734773+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"Improved financial health, wellbeing and resiliency\nHigher savings and access to better rates and fewer fees\n24/7 access to accounts through digital and physical banking channels\nPersonalized financial advice and guidance\nAccess to financial education and fraud-prevention resources\nEnhanced account security and fraud monitoring\nSupport with recovering from unauthorized activity\nGreater access to loans and credit-building solutions","source_type":"1p_website","source_label":"Brand's website","source_url":"https://patelco.org","updated_at":"2026-11-07T19:50:22.734773+00:00"}]}],"last_refreshed_at":"2026-11-07T19:50:22.747924+00:00","last_changed_at":"2026-11-07T19:50:22.760517+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=16b6e137-dfcf-496b-bdee-b8ec14de1651"}