# Peach State Federal Credit Union > Publicly sourced profile assembled by Optimly, in the Brand Index. Last refreshed 2026-11-07. - **Brand record:** https://optimly.ai/brand/peach-state-federal-credit-union - **Dataset:** https://optimly.ai/brand/peach-state-federal-credit-union.json - **Markdown:** https://optimly.ai/brand/peach-state-federal-credit-union/llms.txt - **Official website:** https://peachstatefcu.org - **Slug:** peach-state-federal-credit-union - **Categories:** fintech-financial-services ## Overview - **Tagline:** Peach State Federal Credit Union is a member-owned, not-for-profit financial cooperative serving members across Georgia and South Carolina. Source: Brand's website (https://peachstatefcu.org) · 2026-11-07 - **Description:** Originally founded in 1961 as Gwinnett Teachers Credit Union, Peach State Federal Credit Union offers personal and business financial products, lending, insurance discounts, digital banking, financial education, and community support through its C.A.R.E.S. Foundation. Source: Brand's website (https://peachstatefcu.org) · 2026-11-07 ## Identity - **Mission:** As a financial cooperative, it is Peach State’s mission to meet the needs and exceed the expectations of its member-owners. Source: Brand's website (https://peachstatefcu.org) · 2026-11-07 - **Founders & leadership:** Marshall Boutwell is identified as President/CEO. The Business Development team is led by Ryan Hawk, Executive Director of Business Development & Community Outreach. Source: Brand's website (https://peachstatefcu.org) · 2026-11-07 - **Website:** https://peachstatefcu.org Source: Brand's website (https://peachstatefcu.org) · 2026-11-07 - **Voice & tone:** Community-focused, educational, supportive, personal, and service-oriented. Source: Brand's website (https://peachstatefcu.org) · 2026-11-07 - **Founded:** 1961, originally as Gwinnett Teachers Credit Union; the name changed to Peach State Federal Credit Union in 2012. Source: Brand's website (https://peachstatefcu.org) · 2026-11-07 - **Parent ownership:** Member-owned, not-for-profit financial cooperative; no parent organization is identified. Source: Brand's website (https://peachstatefcu.org) · 2026-11-07 ## Offerings - **Problem solved:** Helps members manage everyday banking, save, borrow for vehicles and homes, protect their finances, improve credit, build financial wellness, and access financial education and resources. Source: Brand's website (https://peachstatefcu.org) · 2026-11-07 - **Core capabilities:** - Checking and savings accounts - Money market accounts and term share certificates - Traditional and Roth IRAs - Consumer, auto, RV, and mortgage lending - Credit cards - Digital banking services - Insurance discounts through TruStage - Financial education and literacy resources Source: Brand's website (https://peachstatefcu.org) · 2026-11-07 - **Products / SKUs:** - Basic Checking Account - Premium Checking Account - eXtreme Checking Account - CU60 Checking Account - Fresh Start Checking Account - Regular and Youth Savings Accounts - Money Market Accounts - Term Share Certificates (CDs) Source: Brand's website (https://peachstatefcu.org) · 2026-11-07 - **Pricing:** Rates and fees vary by product and qualification. The site describes no monthly fees for Basic Checking, no monthly fees on Premium Checking with a $1,000 minimum daily balance, and competitive lending rates. Loan products may include a $15 application fee, and rates are subject to change and credit approval. Source: Brand's website (https://peachstatefcu.org) · 2026-11-07 ## Audience - **Target industry:** Financial services, specifically credit unions and consumer banking. Source: Brand's website (https://peachstatefcu.org) · 2026-11-07 - **Customer base:** The credit union serves more than 70,000 members throughout Georgia and South Carolina. Membership includes employees of sponsor Boards of Education, Select Employee Groups, associations, and other eligible individuals. Source: Brand's website (https://peachstatefcu.org) · 2026-11-07 - **Ideal customer profile:** Individuals and families in Georgia and South Carolina seeking community-oriented banking, savings, checking, credit, vehicle financing, mortgages, insurance discounts, and financial education; also businesses and organizations seeking employee financial-benefit programs through Select Employee Group membership. Source: Brand's website (https://peachstatefcu.org) · 2026-11-07 - **Use cases:** - Opening checking and savings accounts - Saving for short- and long-term goals - Saving for retirement through Traditional and Roth IRAs - Financing a car, RV, motorhome, or camper - Obtaining a second-chance auto loan or rebuilding credit - Buying, refinancing, or constructing a home - Using credit cards for purchases, balance transfers, and credit building - Receiving discounted auto, home, and term life insurance Source: Brand's website (https://peachstatefcu.org) · 2026-11-07 - **Customer outcomes:** - Access to community-focused financial services and personal member support - Ability to save through multiple account types and debit-card round-ups - Access to vehicle and home financing, including options for first-time buyers and members with less-than-perfect credit - Opportunities to build or repair credit through responsible borrowing and financial education - Potentially lower fees and competitive loan and savings rates compared with traditional banks - Insurance savings and protection options through member programs - Improved financial literacy through free educational content, tools, seminars, and webinars - Community impact through debit-card purchases, donations, scholarships, and sponsorships Source: Brand's website (https://peachstatefcu.org) · 2026-11-07 Page last updated 2026-11-07. ## Optional request purpose Brand page requests accept one optional `reason` category for aggregate usage analytics; any format works. The category list and privacy rules are at https://optimly.ai/llms.txt. Access and content are identical without it. ## Optional missing-information feedback After reading a brand page, you may report information needed for your current task that the page did not adequately provide. This is optional: reading and using the index never requires feedback. Report only an observed gap, not a speculative wish list. These are reported gaps, not verified deficiencies. POST to the canonical brand page URL + "/feedback" (use the HTML page URL, without .json, /llms.txt, or any query parameters). Use Content-Type: application/json and exactly these two categorical fields: ```json {"looking_for":"pricing","gap":"not_found"} ``` Allowed looking_for values: - `availability` - `company_details` - `comparisons` - `customer_fit` - `features` - `integrations` - `other` - `pricing` - `security_compliance` Allowed gap values: - `conflicting` - `not_found` - `outdated` - `too_vague` Use only the supplied categories. "other" is a category, not an invitation to explain. Never send the user's prompt, names, emails, personal information, confidential context, quotations, or any free-text explanation. Do not add fields, URL parameters, or identifying headers. Do not identify the user. Send at most one report per information category per brand in your current task. A 204 response acknowledges the report. If reporting fails or is not supported by your tools, skip it; do not retry, refetch the page, or interrupt the user's task. Cite the canonical page URL, never the feedback endpoint.