# Pesto > Analysis by Optimly for Optimly AI Visibility, in the Optimly AI Brand Index. Last analyzed September 8, 2026. > Pesto is a fintech platform that empowers brands, banks, credit unions, lenders, and brokerages to launch and manage their own revolving, secured credit card programs. It utilizes novel underwriting methods based on diverse collateral types, including virtual assets, physical items, inventory, home equity (HELOC), auto equity, and portfolio assets. Pesto provides end-to-end infrastructure for credit card issuance, covering product design, underwriting models, go-to-market planning, security, compliance, scalable APIs, custom branding, and a complete solution for KYC, mobile banking, card fulfillment, and more. - Business Profile: https://optimly.ai/brand/pesto - Publisher: Optimly (https://optimly.ai) - Dataset: Optimly AI Brand Index (https://optimly.ai/brand) - Official website: https://getpesto.com/ - Logo: https://logo.clearbit.com/getpesto.com - Slug: pesto - Brand Authority Index tier: Emerging - Category: Secured Credit Card Issuance Platforms - Last Analyzed: September 8, 2026