{"name":"Philippine Business Bank","domain":"pbb.com.ph","url":"https://optimly.ai/brand/philippine-business-bank","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"Philippine Business Bank (PBB) is a Philippine thrift bank providing banking products and services for SMEs, businesses, corporations, and individual customers.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://pbb.com.ph","updated_at":"2026-11-07T05:38:43.033533+00:00"},{"key":"description","label":"Description","shape":"text","content":"Philippine Business Bank is a trusted banking partner offering loans, deposits, investments, internet banking, trade financing, acquired assets, and other financial solutions. The bank focuses on serving the SME market while also providing consumer, corporate, and retail banking services through branches and digital channels.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://pbb.com.ph","updated_at":"2026-11-07T05:38:43.033533+00:00"}]},{"header":"Identity","sections":[{"key":"mission","label":"Mission","shape":"text","content":"The basis for the Bank’s growth shall be our commitment for higher standards everyday, in everything we do in providing competitive products and services and through enthusiastic execution and teamwork in producing satisfaction - for our customers, our shareholders, our associates and our communities.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://pbb.com.ph","updated_at":"2026-11-07T05:38:43.033533+00:00"},{"key":"leadership","label":"Founders & leadership","shape":"text","content":"Jeffrey S. Yao — Chairman; Rolando R. Avante — Vice Chairman & President/CEO; Alfredo M. Yao — Chairman Emeritus. Senior management includes Joseph Edwin S. Cabalde — Treasurer & Treasury Group Head; Arlon B. Reyes — Chief Lending Officer; Maria Lourdes G. Trinidad — Chief Risk Officer & Enterprise Risk Management Group Head; Atty. Sergio M. Ceniza — Chief Compliance Officer & Compliance Center Head; Carlos Oliver L. Leytte — Retail Banking Segment Head; and Rodel P. Geneblazo — Consumer Banking Group Head.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://pbb.com.ph","updated_at":"2026-11-07T05:38:43.033533+00:00"},{"key":"website","label":"Website","shape":"text","content":"https://pbb.com.ph","source_type":"1p_website","source_label":"Brand's website","source_url":"https://pbb.com.ph","updated_at":"2026-11-07T05:38:43.033533+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"Trustworthy, professional, customer-focused, empowering, and forward-looking, with an emphasis on integrity, excellence, care, innovation, and accessible banking.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://pbb.com.ph","updated_at":"2026-11-07T05:38:43.033533+00:00"},{"key":"founded","label":"Founded","shape":"text","content":"1997. PBB was incorporated and registered with the SEC on January 28, 1997, and received BSP authority to operate as a thrift bank in 1997.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://pbb.com.ph","updated_at":"2026-11-07T05:38:43.033533+00:00"},{"key":"parent_ownership","label":"Parent ownership","shape":"text","content":"The shareholdings structure dated March 31, 2025 lists Alfredo M. Yao with 36.11% and Zest-O Corporation with 27.15%; the scraped content does not explicitly identify a parent company.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://pbb.com.ph","updated_at":"2026-11-07T05:38:43.033533+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"PBB helps individuals and businesses manage finances, save and invest, access funding, support business operations and expansion, conduct trade, and bank conveniently through branches and digital services. It specifically addresses the banking needs of underserved small and medium enterprises.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://pbb.com.ph","updated_at":"2026-11-07T05:38:43.033533+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"SME banking\nConsumer and retail banking\nCorporate and commercial banking\nLoan financing\nDeposit accounts\nInvestment products\nInternet and mobile banking\nTrade financing","source_type":"1p_website","source_label":"Brand's website","source_url":"https://pbb.com.ph","updated_at":"2026-11-07T05:38:43.033533+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"Consumer loans: auto loans, salary loans, housing loans, and Makaguro loans\nCommercial and corporate loans: bills purchase line, discounting line, omnibus line, loan line, term loan, agri loan, franchise financing, project financing, re\nDeposit accounts for personal and corporate customers\nInvestments, including the PBB Peso Bond Fund\nInternet Banking and PBB Mobile App\nPESONet fund transfer services\nAcquired assets and foreclosed properties\nTrade finance products including documentary collections, export LC advising and negotiation, inventory financing, bank guarantees, import/domestic letters of c","source_type":"1p_website","source_label":"Brand's website","source_url":"https://pbb.com.ph","updated_at":"2026-11-07T05:38:43.033533+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"The website publishes selected rates and fees, including a PESONet outgoing transfer fee of ₱25 per transaction and free incoming transfers. It also publishes current deposit rates, foreign exchange rates, and the PBB Peso Bond Fund NAVPU; loan pricing is not stated in the scraped content.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://pbb.com.ph","updated_at":"2026-11-07T05:38:43.033533+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Banking and financial services, with a primary focus on small and medium enterprises and additional coverage of consumer, corporate, commercial, agricultural, trade, and real estate finance.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://pbb.com.ph","updated_at":"2026-11-07T05:38:43.033533+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"Small and medium enterprises, entrepreneurs, agricultural and agrarian reform beneficiaries, farmers, cooperatives, agri-based businesses, corporations, individual consumers, personal account holders, and business account holders in the Philippines.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://pbb.com.ph","updated_at":"2026-11-07T05:38:43.033533+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"Philippine SMEs and entrepreneurs seeking accessible banking, working capital, term financing, trade finance, real estate or project finance, deposits, and digital banking; also individuals seeking consumer loans, deposit accounts, investments, and everyday banking services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://pbb.com.ph","updated_at":"2026-11-07T05:38:43.033533+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Managing personal and business accounts through internet and mobile banking\nSaving and managing everyday expenses through personal or corporate deposit accounts\nObtaining auto, salary, housing, or teacher-focused financing\nFinancing working capital, inventory, trade receivables, operations, or equipment\nAcquiring or developing land and real estate\nFunding agricultural activities and equipment purchases\nAcquiring or expanding franchise businesses\nFinancing large-scale infrastructure or development projects","source_type":"1p_website","source_label":"Brand's website","source_url":"https://pbb.com.ph","updated_at":"2026-11-07T05:38:43.033533+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"Access to competitive banking products and services tailored to personal and business needs\nImproved ability to manage finances through branch, internet, and mobile banking\nAccess to funding for working capital, expansion, property, equipment, agriculture, franchises, and trade\nConvenient saving, spending, and deposit management\nAbility to send and receive Philippine Peso funds across participating banks and electronic money issuers\nSupport for stronger business communities and SME growth\nAccess to financial consumer protection, security guidance, and privacy safeguards","source_type":"1p_website","source_label":"Brand's website","source_url":"https://pbb.com.ph","updated_at":"2026-11-07T05:38:43.033533+00:00"}]}],"last_refreshed_at":"2026-11-07T05:38:43.040534+00:00","last_changed_at":"2026-11-07T05:38:43.046515+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=3b212c14-c44f-4913-abdf-1fc6228bbc7f"}