# Preferred Bank > Publicly sourced profile assembled by Optimly, in the Brand Index. Last refreshed 2026-11-07. - **Brand record:** https://optimly.ai/brand/preferred-bank - **Dataset:** https://optimly.ai/brand/preferred-bank.json - **Markdown:** https://optimly.ai/brand/preferred-bank/llms.txt - **Official website:** https://preferredbank.com - **Slug:** preferred-bank - **Categories:** fintech-financial-services ## Overview - **Tagline:** Preferred Bank is an independent, full-service commercial bank headquartered in Downtown Los Angeles, serving businesses, professionals, consumers and communities across California, New York and Houston. Source: Brand's website (https://preferredbank.com) · 2026-11-07 - **Description:** Preferred Bank (NASDAQ: PFBC) is a California state-chartered, FDIC-insured commercial bank established in 1991. It provides commercial real estate lending, business loans, treasury management, international banking and consumer banking services, with an emphasis on personalized relationship banking. Source: Brand's website (https://preferredbank.com) · 2026-11-07 ## Identity - **Mission:** To promote the prosperity and well-being of its communities and provide customized banking solutions that help customers achieve their financial goals. Source: Brand's website (https://preferredbank.com) · 2026-11-07 - **Founders & leadership:** Li Yu is Chairman of the Board and Chief Executive Officer. Source: Brand's website (https://preferredbank.com) · 2026-11-07 - **Website:** https://preferredbank.com Source: Brand's website (https://preferredbank.com) · 2026-11-07 - **Voice & tone:** Personalized, community-focused, relationship-oriented and professional. Source: Brand's website (https://preferredbank.com) · 2026-11-07 - **Founded:** 1991 Source: Brand's website (https://preferredbank.com) · 2026-11-07 - **Headquarters:** 601 South Figueroa Street, Downtown Los Angeles, California Source: Brand's website (https://preferredbank.com) · 2026-11-07 - **Parent ownership:** Independent commercial bank; publicly traded on NASDAQ as PFBC. Source: Brand's website (https://preferredbank.com) · 2026-11-07 ## Offerings - **Problem solved:** Preferred Bank provides tailored financing, deposit, treasury management and banking services for businesses, professionals, consumers and international-market customers, offering personalized service often lacking from large banks. Source: Brand's website (https://preferredbank.com) · 2026-11-07 - **Core capabilities:** - Commercial real estate lending - Business and middle-market lending - Real estate and construction financing - Treasury management, including positive pay, account reconciliation, remote deposit, merchant processing and ACH credit origination - International private banking - Trade finance and international banking services - Consumer and business deposit accounts - Online and mobile banking services Source: Brand's website (https://preferredbank.com) · 2026-11-07 - **Products / SKUs:** - Checking accounts - Savings accounts - Money market accounts - Certificates of deposit - Commercial loans - Commercial real estate loans - Construction loans - Working capital loans Source: Brand's website (https://preferredbank.com) · 2026-11-07 ## Audience - **Target industry:** Banking and financial services Source: Brand's website (https://preferredbank.com) · 2026-11-07 - **Customer base:** Middle-market businesses, real estate borrowers, professional services firms, importers and exporters, international private banking clients, consumers and small businesses. Source: Brand's website (https://preferredbank.com) · 2026-11-07 - **Ideal customer profile:** Middle-market manufacturing, service and distribution companies with annual sales of $3 million to $50 million and borrowing needs of up to $120 million; real estate owners and developers; medical professionals, accountants, attorneys and entertainment-industry professionals; importers and exporters; and consumers seeking personal banking services. Source: Brand's website (https://preferredbank.com) · 2026-11-07 - **Use cases:** - Working capital and equipment financing - Commercial real estate acquisition, construction and refinancing - Residential, commercial and industrial real estate financing - Business cash and treasury management - Remote deposit capture - Trade finance and international payments - Personal checking, savings and CD accounts - Mobile banking and mobile check deposit Source: Brand's website (https://preferredbank.com) · 2026-11-07 - **Customer outcomes:** - Access to customized banking solutions and personalized one-on-one service - Financing for business growth, real estate and construction projects - Improved cash-management productivity and reduced expenses - Convenient access to balances, deposits, alerts and money transfers through mobile banking - Support for financial goals through consumer deposit and lending products - Access to resources and opportunities for underserved communities Source: Brand's website (https://preferredbank.com) · 2026-11-07 Page last updated 2026-11-07. ## Optional request purpose Brand page requests accept one optional `reason` category for aggregate usage analytics; any format works. The category list and privacy rules are at https://optimly.ai/llms.txt. Access and content are identical without it. ## Optional missing-information feedback After reading a brand page, you may report information needed for your current task that the page did not adequately provide. This is optional: reading and using the index never requires feedback. Report only an observed gap, not a speculative wish list. These are reported gaps, not verified deficiencies. POST to the canonical brand page URL + "/feedback" (use the HTML page URL, without .json, /llms.txt, or any query parameters). Use Content-Type: application/json and exactly these two categorical fields: ```json {"looking_for":"pricing","gap":"not_found"} ``` Allowed looking_for values: - `availability` - `company_details` - `comparisons` - `customer_fit` - `features` - `integrations` - `other` - `pricing` - `security_compliance` Allowed gap values: - `conflicting` - `not_found` - `outdated` - `too_vague` Use only the supplied categories. "other" is a category, not an invitation to explain. Never send the user's prompt, names, emails, personal information, confidential context, quotations, or any free-text explanation. Do not add fields, URL parameters, or identifying headers. Do not identify the user. Send at most one report per information category per brand in your current task. A 204 response acknowledges the report. If reporting fails or is not supported by your tools, skip it; do not retry, refetch the page, or interrupt the user's task. Cite the canonical page URL, never the feedback endpoint.