{"name":"Provident Loan Society","domain":"providentloan.com","url":"https://optimly.ai/brand/provident-loan-society","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"Provident Loan Society is a New York City collateral-loan provider that historically offered cash loans secured by jewelry, precious metals, diamonds, and luxury watches.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://providentloan.com","updated_at":"2026-11-07T07:12:02.165840+00:00"},{"key":"description","label":"Description","shape":"text","content":"Provident Loan Society operates offices in New York City, Brooklyn, and Queens. Its website states that the company is no longer issuing new loans or renewing existing loans, while providing customers with instructions for redeeming collateral and information about an unaffiliated EZ Pawn Corp. alternative.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://providentloan.com","updated_at":"2026-11-07T07:12:02.165840+00:00"}]},{"header":"Identity","sections":[{"key":"website","label":"Website","shape":"text","content":"https://providentloan.com","source_type":"1p_website","source_label":"Brand's website","source_url":"https://providentloan.com","updated_at":"2026-11-07T07:12:02.165840+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"Direct, informative, and customer-service oriented.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://providentloan.com","updated_at":"2026-11-07T07:12:02.165840+00:00"},{"key":"headquarters","label":"Headquarters","shape":"text","content":"New York City, New York, with offices at 346 Park Avenue South, New York; 7804 Fifth Avenue, Brooklyn; and 136-48 39th Avenue, Flushing, Queens.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://providentloan.com","updated_at":"2026-11-07T07:12:02.165840+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"Provides access to cash secured by personal valuables and guidance for redeeming existing loan collateral.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://providentloan.com","updated_at":"2026-11-07T07:12:02.165840+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"Collateral-backed cash lending using jewelry, diamonds, gold, silver, and luxury watches\nCollateral redemption support for existing customers\nIn-person service through offices in Manhattan, Brooklyn, and Queens\nCustomer information and educational content about jewelry and valuables","source_type":"1p_website","source_label":"Brand's website","source_url":"https://providentloan.com","updated_at":"2026-11-07T07:12:02.165840+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"Cash loans secured by jewelry, diamonds, gold, silver, and luxury watches\n0% interest loans for up to 180 days (advertised on the site, but the site currently states that new loans are no longer being issued)\nPremier loans with no payments for up to 180 days (advertised on the site)\nGolden loans offering more money for lower fees (advertised on the site)","source_type":"1p_website","source_label":"Brand's website","source_url":"https://providentloan.com","updated_at":"2026-11-07T07:12:02.165840+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"The website currently states that Provident is no longer issuing new loans or renewing existing loans. Historical promotional terms shown on the site include 0% interest for up to 180 days, no payments for up to 180 days, and lower fees for Golden loans. Existing customers must pay outstanding principal, interest, and fees to redeem collateral.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://providentloan.com","updated_at":"2026-11-07T07:12:02.165840+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Financial services, collateral lending, and pawn services","source_type":"1p_website","source_label":"Brand's website","source_url":"https://providentloan.com","updated_at":"2026-11-07T07:12:02.165840+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"Individuals seeking cash loans secured by personal valuables, as well as existing Provident customers redeeming collateral.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://providentloan.com","updated_at":"2026-11-07T07:12:02.165840+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"New York City-area individuals who need quick cash and own jewelry, diamonds, gold, silver, or luxury watches that can serve as loan collateral.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://providentloan.com","updated_at":"2026-11-07T07:12:02.165840+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Obtaining quick cash using jewelry or precious metals as collateral\nObtaining cash using luxury watches as collateral\nRedeeming collateral from an existing Provident loan\nArranging an in-person transfer of eligible collateral to EZ Pawn Corp. for a new loan with that separate company","source_type":"1p_website","source_label":"Brand's website","source_url":"https://providentloan.com","updated_at":"2026-11-07T07:12:02.165840+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"Historically advertised cash loans of up to $100,000 in less than 20 minutes\nAccess to loan terms of up to 180 days in advertised historical offerings\nAbility to redeem collateral by paying outstanding principal, interest, and fees\nAccess to three listed Provident offices for customer service and loan-collateral arrangements","source_type":"1p_website","source_label":"Brand's website","source_url":"https://providentloan.com","updated_at":"2026-11-07T07:12:02.165840+00:00"}]}],"last_refreshed_at":"2026-11-07T07:12:02.181314+00:00","last_changed_at":"2026-11-07T07:12:02.192333+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=47929acc-a82d-4095-89a1-a39345d4ddf7"}