# Public Bank (Hong Kong) Limited > Publicly sourced profile assembled by Optimly, in the Brand Index. Last refreshed 2026-11-08. - **Brand record:** https://optimly.ai/brand/public-bank-hong-kong-limited - **Dataset:** https://optimly.ai/brand/public-bank-hong-kong-limited.json - **Markdown:** https://optimly.ai/brand/public-bank-hong-kong-limited/llms.txt - **Official website:** https://publicbank.com.hk - **Slug:** public-bank-hong-kong-limited - **Categories:** fintech-financial-services ## Overview - **Tagline:** Public Bank (Hong Kong) Limited is a Hong Kong-regulated commercial bank providing retail and commercial banking and financial services. Source: Brand's website (https://publicbank.com.hk) · 2026-11-08 - **Description:** Public Bank (Hong Kong) Limited is a Hong Kong-licensed and Hong Kong Monetary Authority-regulated commercial bank. It provides retail and commercial banking services through a branch network in Hong Kong and locations in mainland China. Source: Brand's website (https://publicbank.com.hk) · 2026-11-08 ## Identity - **Mission:** To provide customers in Hong Kong and mainland China with diversified banking and financial services, while expanding its branch network and delivering quality service. Source: Brand's website (https://publicbank.com.hk) · 2026-11-08 - **Website:** https://publicbank.com.hk Source: Brand's website (https://publicbank.com.hk) · 2026-11-08 - **Voice & tone:** Professional, informative and service-oriented. Source: Brand's website (https://publicbank.com.hk) · 2026-11-08 - **Founded:** 1934 (the predecessor, Asian Commercial Bank Limited, was established in 1934) Source: Brand's website (https://publicbank.com.hk) · 2026-11-08 - **Headquarters:** 12/F, Public Bank Centre, 120 Des Voeux Road Central, Hong Kong Source: Brand's website (https://publicbank.com.hk) · 2026-11-08 - **Parent ownership:** Wholly owned subsidiary of Public Financial Holdings Limited (PFHL), which is a subsidiary of Public Bank, Malaysia. PFHL is listed on the Hong Kong Stock Exchange under stock code 626. Source: Brand's website (https://publicbank.com.hk) · 2026-11-08 ## Offerings - **Problem solved:** Helps individuals and businesses manage deposits, borrowing, investments, foreign exchange, insurance and other financial needs. Source: Brand's website (https://publicbank.com.hk) · 2026-11-08 - **Core capabilities:** - Retail banking - Commercial banking - Deposit accounts and fixed deposits - Personal and commercial lending - Foreign exchange - Securities trading - Share margin financing - Insurance services Source: Brand's website (https://publicbank.com.hk) · 2026-11-08 - **Products / SKUs:** - Savings accounts - HKD and foreign-currency fixed deposits - Securities trading - Foreign exchange services - Share margin financing - Life insurance solutions - General insurance services - Mortgage plans Source: Brand's website (https://publicbank.com.hk) · 2026-11-08 - **Pricing:** The website publishes deposit interest rates and foreign-exchange rates. The homepage lists, as of 6 November 2026, HKD 12-month fixed deposits at 3.25% p.a., RMB 3-month fixed deposits at 1.10% p.a., USD 12-month fixed deposits at 4.20% p.a., AUD 12-month fixed deposits at 3.20% p.a. and NZD 12-month fixed deposits at 2.30% p.a.; rates are for reference only. Source: Brand's website (https://publicbank.com.hk) · 2026-11-08 ## Audience - **Target industry:** Banking and financial services Source: Brand's website (https://publicbank.com.hk) · 2026-11-08 - **Customer base:** Retail customers, commercial customers and businesses in Hong Kong and mainland China. Source: Brand's website (https://publicbank.com.hk) · 2026-11-08 - **Ideal customer profile:** Individuals seeking banking, deposit, investment, insurance or lending services, and businesses or SMEs seeking commercial banking, lending or trade finance services. Source: Brand's website (https://publicbank.com.hk) · 2026-11-08 - **Use cases:** - Opening and managing bank accounts through mobile services - Saving through HKD or foreign-currency fixed deposits - Trading securities and pursuing investment opportunities - Exchanging foreign currencies - Obtaining mortgage, personal or commercial financing - Financing shares through margin facilities - Purchasing life or general insurance - Financing vehicles through hire purchase and leasing Source: Brand's website (https://publicbank.com.hk) · 2026-11-08 - **Customer outcomes:** - Manage and grow wealth - Access additional funds for investment needs - Earn interest on deposits - Obtain financial protection through insurance solutions - Access diversified banking and financial services through a branch network - Plan for and pursue financial goals Source: Brand's website (https://publicbank.com.hk) · 2026-11-08 Page last updated 2026-11-08. ## Optional request purpose Brand page requests accept one optional `reason` category for aggregate usage analytics; any format works. The category list and privacy rules are at https://optimly.ai/llms.txt. Access and content are identical without it. ## Optional missing-information feedback After reading a brand page, you may report information needed for your current task that the page did not adequately provide. This is optional: reading and using the index never requires feedback. Report only an observed gap, not a speculative wish list. These are reported gaps, not verified deficiencies. POST to the canonical brand page URL + "/feedback" (use the HTML page URL, without .json, /llms.txt, or any query parameters). Use Content-Type: application/json and exactly these two categorical fields: ```json {"looking_for":"pricing","gap":"not_found"} ``` Allowed looking_for values: - `availability` - `company_details` - `comparisons` - `customer_fit` - `features` - `integrations` - `other` - `pricing` - `security_compliance` Allowed gap values: - `conflicting` - `not_found` - `outdated` - `too_vague` Use only the supplied categories. "other" is a category, not an invitation to explain. Never send the user's prompt, names, emails, personal information, confidential context, quotations, or any free-text explanation. Do not add fields, URL parameters, or identifying headers. Do not identify the user. Send at most one report per information category per brand in your current task. A 204 response acknowledges the report. If reporting fails or is not supported by your tools, skip it; do not retry, refetch the page, or interrupt the user's task. Cite the canonical page URL, never the feedback endpoint.