{"name":"Shriram Finance Limited","domain":"shriramfinance.in","url":"https://optimly.ai/brand/shriram-finance-limited","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"Shriram Finance Limited is an Indian non-banking financial company offering loans, investments, insurance, bill payments and related financial services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://shriramfinance.in","updated_at":"2026-11-07T19:24:03.197415+00:00"},{"key":"description","label":"Description","shape":"text","content":"Shriram Finance Limited is a leading Indian NBFC and part of the Shriram Group. It provides financial products including vehicle, gold, personal and small business loans, fixed deposits, insurance, bill payments and digital financial services. The company serves customers across rural, semi-rural and metropolitan India.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://shriramfinance.in","updated_at":"2026-11-07T19:24:03.197415+00:00"}]},{"header":"Identity","sections":[{"key":"mission","label":"Mission","shape":"text","content":"To be the country’s most-preferred financial services destination, delivering delightful customer experience through empowered employees, while financially empowering underserved segments of society.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://shriramfinance.in","updated_at":"2026-11-07T19:24:03.197415+00:00"},{"key":"leadership","label":"Founders & leadership","shape":"text","content":"Mr. Jugal Kishore Mohapatra — Chairman, Independent Director; Mr. Umesh Govind Revankar — Executive Vice Chairman; Mr. Parag Sharma — Managing Director & Chief Executive Officer; Mr. S. Sunder — Joint Managing Director & Chief Financial Officer; Mr. Pradeep Kumar Panja — Independent Director; Mr. S. Ravindran — Independent Director; Mrs. M. V. Bhanumathi — Independent Director; Mr. Gokul Dixit — Independent Director; Mr. D.V. Ravi — Non-Executive and Non-Independent Director; Mr. Ignatius Michael Viljoen — Non-Executive and Non-Independent Director; Mr. Morihiko Fuji — Non-Executive and Non-Independent Director; Mr. Shinichi Fujinami — Non-Executive and Non-Independent Director.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://shriramfinance.in","updated_at":"2026-11-07T19:24:03.197415+00:00"},{"key":"website","label":"Website","shape":"text","content":"https://shriramfinance.in","source_type":"1p_website","source_label":"Brand's website","source_url":"https://shriramfinance.in","updated_at":"2026-11-07T19:24:03.197415+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"Trust-focused, inclusive, customer-first and empowering, with an emphasis on accessibility, transparency and financial education.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://shriramfinance.in","updated_at":"2026-11-07T19:24:03.197415+00:00"},{"key":"founded","label":"Founded","shape":"text","content":"1979, when predecessor Shriram Transport Finance Company Limited was established; Shriram Finance Limited was formed through the merger of Shriram Transport Finance Company Limited, Shriram City Union Finance Limited and Shriram Capital Limited in November 2022.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://shriramfinance.in","updated_at":"2026-11-07T19:24:03.197415+00:00"},{"key":"parent_ownership","label":"Parent ownership","shape":"text","content":"Part of the Shriram Group, a financial conglomerate.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://shriramfinance.in","updated_at":"2026-11-07T19:24:03.197415+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"Provides accessible financing, investment, insurance, payment and related financial services for personal, family, vehicle, agricultural, rural and small-business needs, particularly for underserved and underbanked customers.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://shriramfinance.in","updated_at":"2026-11-07T19:24:03.197415+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"Non-banking financial services\nCommercial vehicle, passenger vehicle, two-wheeler, used car, construction equipment and farm equipment financing\nGold loans\nPersonal and small business and MSME finance\nFixed deposits and fixed investment plans\nGeneral and life insurance products\nBill payments and recharges\nFuel finance for fleet owners and truckers","source_type":"1p_website","source_label":"Brand's website","source_url":"https://shriramfinance.in","updated_at":"2026-11-07T19:24:03.197415+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"Fixed Deposit\nFixed Investment Plan\nTwo Wheeler Loan\nPersonal Loan\nUsed Car Loan\nBusiness Loan\nCommercial Vehicle Loan\nPassenger Vehicle Loan","source_type":"1p_website","source_label":"Brand's website","source_url":"https://shriramfinance.in","updated_at":"2026-11-07T19:24:03.197415+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"The website displays fixed deposit returns of up to 8.40% p.a. and fixed investment plan returns of up to 7.90% p.a. It displays two-wheeler loans starting from 10% p.a. Terms and conditions apply.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://shriramfinance.in","updated_at":"2026-11-07T19:24:03.197415+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Financial services, non-banking finance, lending, investments, insurance and payments.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://shriramfinance.in","updated_at":"2026-11-07T19:24:03.197415+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"Private and corporate customers across India, including customers in rural, semi-rural and metropolitan areas; underserved and underbanked individuals, fleet owners, truckers, farmers, small entrepreneurs, MSMEs and businesses.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://shriramfinance.in","updated_at":"2026-11-07T19:24:03.197415+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"Individuals, families, vehicle owners and buyers, farmers, fleet owners, truckers, small businesses, MSMEs and underserved or underbanked customers in India seeking loans, deposits, insurance, payments or related financial services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://shriramfinance.in","updated_at":"2026-11-07T19:24:03.197415+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Financing new and used two-wheelers, cars, commercial vehicles and equipment\nFinancing fuel purchases for fleet owners and truckers\nPersonal borrowing\nSmall business and MSME financing\nBorrowing against pledged gold\nInvesting in fixed deposits and fixed investment plans\nPurchasing vehicle, goods vehicle, critical care and life insurance\nPaying utility, telecom, DTH, fuel, credit card, insurance and loan bills","source_type":"1p_website","source_label":"Brand's website","source_url":"https://shriramfinance.in","updated_at":"2026-11-07T19:24:03.197415+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"Access to financing for personal, family, vehicle and business needs\nFlexible EMI and tenure options on selected products\nAccess to assured-return and fixed-income investment products\nConvenient digital access to loans, deposits, insurance, bill payments and UPI transactions through Shriram One\nSupport for underserved and underbanked customers\nAbility to manage payments and access financial education and calculators","source_type":"1p_website","source_label":"Brand's website","source_url":"https://shriramfinance.in","updated_at":"2026-11-07T19:24:03.197415+00:00"}]}],"last_refreshed_at":"2026-11-07T19:24:03.216137+00:00","last_changed_at":"2026-11-07T19:24:03.232977+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=7bfd34de-b367-4c6e-ab01-c8715fca2489"}