{"name":"Sparkasse Hilden-Ratingen-Velbert","domain":"sparkasse-hrv.de","url":"https://optimly.ai/brand/sparkasse-hilden-ratingen-velbert","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"Regional savings bank serving private customers, businesses and professional practices in the Hilden, Ratingen and Velbert area.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://sparkasse-hrv.de","updated_at":"2026-11-06T22:17:52.768213+00:00"},{"key":"description","label":"Description","shape":"text","content":"Sparkasse Hilden-Ratingen-Velbert provides banking, financing, investment, insurance, payment and digital banking services for private customers and companies. Its business offering includes support for businesses, SMEs and healthcare professionals from startup and investment through succession planning.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://sparkasse-hrv.de","updated_at":"2026-11-06T22:17:52.768213+00:00"}]},{"header":"Identity","sections":[{"key":"mission","label":"Mission","shape":"text","content":"To be future-oriented while remaining locally rooted, with the values “Fair, Menschlich, Nah” (Fair, Human, Close).","source_type":"1p_website","source_label":"Brand's website","source_url":"https://sparkasse-hrv.de","updated_at":"2026-11-06T22:17:52.768213+00:00"},{"key":"leadership","label":"Founders & leadership","shape":"text","content":"Udo Zimmermann, Vorstandsvorsitzender; Ralf Wienold, Direktor Personal und Vorstandsstab.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://sparkasse-hrv.de","updated_at":"2026-11-06T22:17:52.768213+00:00"},{"key":"website","label":"Website","shape":"text","content":"https://sparkasse-hrv.de","source_type":"1p_website","source_label":"Brand's website","source_url":"https://sparkasse-hrv.de","updated_at":"2026-11-06T22:17:52.768213+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"Regional, personal, supportive, practical and service-oriented.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://sparkasse-hrv.de","updated_at":"2026-11-06T22:17:52.768213+00:00"},{"key":"headquarters","label":"Headquarters","shape":"text","content":"Hilden-Ratingen-Velbert region, Germany","source_type":"1p_website","source_label":"Brand's website","source_url":"https://sparkasse-hrv.de","updated_at":"2026-11-06T22:17:52.768213+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"Helps individuals and businesses manage everyday banking, payments, savings, investments, financing, insurance, retirement planning and digital financial administration.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://sparkasse-hrv.de","updated_at":"2026-11-06T22:17:52.768213+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"Personal banking\nBusiness banking\nAccounts and cards\nOnline and mobile banking\nPayment services\nLoans and financing\nInvestment and securities services\nReal estate financing and services","source_type":"1p_website","source_label":"Brand's website","source_url":"https://sparkasse-hrv.de","updated_at":"2026-11-06T22:17:52.768213+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"S-Girokonto\nSparkassen-Kreditkarte\nS-Dispositionskredit\nOnline-Banking\nS-Tagesgeld\nSparkassenbrief\nEinstiegsstrategie\nLBS-Bausparen","source_type":"1p_website","source_label":"Brand's website","source_url":"https://sparkasse-hrv.de","updated_at":"2026-11-06T22:17:52.768213+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"The business account is advertised with account management from €11.00 per month. Promotional rates shown on the site include 4.00% p.a. for the Einstiegsstrategie and 3.33% p.a. for the Sparkassenbrief, with the latter offer stated as valid until 31 December 2026.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://sparkasse-hrv.de","updated_at":"2026-11-06T22:17:52.768213+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Banking and financial services, including retail banking, corporate banking and financial advice for healthcare and care professions.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://sparkasse-hrv.de","updated_at":"2026-11-06T22:17:52.768213+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"Private customers, companies, self-employed people, SMEs, startups, healthcare practices, pharmacies and care businesses.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://sparkasse-hrv.de","updated_at":"2026-11-06T22:17:52.768213+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"Individuals seeking regional banking and financial services; companies and SMEs needing business accounts, payment solutions, financing, investment, insurance or succession support; and healthcare professionals operating or acquiring practices, pharmacies or care businesses.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://sparkasse-hrv.de","updated_at":"2026-11-06T22:17:52.768213+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Opening and managing personal or business accounts\nEveryday payments and liquidity management\nOnline and mobile banking\nBusiness payment acceptance and card terminals\nPersonal loans and real estate financing\nBusiness investment and working-capital financing\nStartup, practice acquisition and business succession planning\nInvestment and wealth management","source_type":"1p_website","source_label":"Brand's website","source_url":"https://sparkasse-hrv.de","updated_at":"2026-11-06T22:17:52.768213+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"Access to personal and business banking through digital channels and service centers\nImproved liquidity and payment management\nFinancing for property, investments, startups and business growth\nSupport for sustainable transformation and energy or environmental projects\nStructured financial planning for businesses and healthcare professionals\nProtection against business, liability and cyber risks\nSupport with business succession and transfer of ownership\nConvenient access to multilingual online-banking guidance","source_type":"1p_website","source_label":"Brand's website","source_url":"https://sparkasse-hrv.de","updated_at":"2026-11-06T22:17:52.768213+00:00"}]}],"last_refreshed_at":"2026-11-06T22:17:52.775693+00:00","last_changed_at":"2026-11-06T22:17:52.781319+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=6ea5b7d1-597f-49d7-9113-93423e6373a5"}