# Spinwheel

> Publicly sourced profile assembled by Optimly, in the Optimly AI Brand Index. Last refreshed 2026-10-04.

- **Business Profile:** https://optimly.ai/brand/spinwheel
- **Dataset:** https://optimly.ai/brand/spinwheel.json
- **Markdown:** https://optimly.ai/brand/spinwheel/llms.txt
- **Official website:** https://spinwheel.io
- **Slug:** spinwheel
- **Categories:** banking

## Overview

- **Tagline:** Provides access to real-time, verified consumer credit data and embedded payments with minimal input (phone number and date of birth), eliminating friction, blind credit decisions, and clunky in-house payment workflows for better conversion and risk management.
Source: Brand's website (https://spinwheel.io) · 2026-10-04

- **Description:** Spinwheel is an API platform that provides verified, real-time consumer credit data and embedded payment solutions, enabling financial innovators, lenders, PFMs, marketplaces, and debt management companies to create better financial and lending experiences across the full consumer credit lifecycle.
Source: Brand's website (https://spinwheel.io) · 2026-10-04

## Offerings

- **Core capabilities:**
  - API platform for real-time credit data
  - embedded payments
  - and credit profile verification; Spinwheel's Credit Data AI Lab for AI innovation in credit data.
Source: Brand's website (https://spinwheel.io) · 2026-10-04

- **Pricing:** Not specified
Source: Brand's website (https://spinwheel.io) · 2026-10-04

## Audience

- **Target industry:** Lenders, Personal Financial Management (PFM) platforms, Marketplaces, Debt Management Companies, and financial innovators.
Source: Brand's website (https://spinwheel.io) · 2026-10-04

Page last updated 2026-10-04.