{"name":"Spirit of Alaska Credit Union","domain":"spiritofak.com","url":"https://optimly.ai/brand/spirit-of-alaska-credit-union","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"Spirit of Alaska Credit Union is a locally owned, member-owned credit union serving Interior Alaska, with banking, lending, savings, digital banking, and financial education services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://spiritofak.com","updated_at":"2026-11-07T05:28:30.632005+00:00"},{"key":"description","label":"Description","shape":"text","content":"Spirit of Alaska Credit Union is the largest locally owned and operated credit union in Fairbanks. Established in 1960, it serves approximately 9,000 members through local branches, lending departments, digital banking, community involvement, and financial education programs.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://spiritofak.com","updated_at":"2026-11-07T05:28:30.632005+00:00"}]},{"header":"Identity","sections":[{"key":"mission","label":"Mission","shape":"text","content":"Through empowered professional staff, community involvement, and innovation, Spirit of Alaska Credit Union provides members with superior service, stability, and profitable growth while meeting their individual financial needs with state-of-the-art technology and local service.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://spiritofak.com","updated_at":"2026-11-07T05:28:30.632005+00:00"},{"key":"website","label":"Website","shape":"text","content":"https://spiritofak.com","source_type":"1p_website","source_label":"Brand's website","source_url":"https://spiritofak.com","updated_at":"2026-11-07T05:28:30.632005+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"Local, friendly, community-focused, supportive, and member-oriented.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://spiritofak.com","updated_at":"2026-11-07T05:28:30.632005+00:00"},{"key":"founded","label":"Founded","shape":"text","content":"1960","source_type":"1p_website","source_label":"Brand's website","source_url":"https://spiritofak.com","updated_at":"2026-11-07T05:28:30.632005+00:00"},{"key":"headquarters","label":"Headquarters","shape":"text","content":"Fairbanks, Alaska","source_type":"1p_website","source_label":"Brand's website","source_url":"https://spiritofak.com","updated_at":"2026-11-07T05:28:30.632005+00:00"},{"key":"parent_ownership","label":"Parent ownership","shape":"text","content":"Member-owned; locally owned and operated.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://spiritofak.com","updated_at":"2026-11-07T05:28:30.632005+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"Provides local banking and financial services to help Interior Alaskans manage everyday finances, save money, obtain loans, access digital banking, and improve financial literacy.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://spiritofak.com","updated_at":"2026-11-07T05:28:30.632005+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"Consumer and business lending\nAuto, vehicle, real estate, personal, credit builder, and credit card lending\nChecking and savings accounts\nSavings certificates, money market, education savings, and IRA accounts\nOnline and mobile banking\nDebit cards, bill pay, ATM access, and overdraft protection\nFinancial education through Banzai courses, coaches, articles, and calculators\nCommunity involvement and member programs","source_type":"1p_website","source_label":"Brand's website","source_url":"https://spiritofak.com","updated_at":"2026-11-07T05:28:30.632005+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"Business loans\nCredit builder loans\nPersonal loans\nReal estate loans and mortgages\nAuto and vehicle loans\nCredit cards\nChecking accounts\nBusiness checking accounts","source_type":"1p_website","source_label":"Brand's website","source_url":"https://spiritofak.com","updated_at":"2026-11-07T05:28:30.632005+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"Current rates are published on the website. Auto loan rates shown include fixed rates as low as 6.00% for new and used non-commercial vehicles, 8.00% for classic vehicles, and 7.99% for reconstructed vehicles. Auto loan terms extend up to 96 months for new and used non-commercial vehicles and up to 72 months for classic and reconstructed vehicles. A $35 loan processing fee is charged per signer; rates, terms, and other fees vary based on credit qualifications and other factors.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://spiritofak.com","updated_at":"2026-11-07T05:28:30.632005+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Financial services, specifically credit union banking.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://spiritofak.com","updated_at":"2026-11-07T05:28:30.632005+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"Approximately 9,000 members, including individuals, families, businesses, students, retirees, and organizations eligible for membership in Interior Alaska.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://spiritofak.com","updated_at":"2026-11-07T05:28:30.632005+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"People who live, work, or worship in the Fairbanks North Star Borough; employees and students of qualifying schools and higher-education institutions north of the Alaska Range; eligible retirees, alumni, immediate family members, Golden Valley Electric Association members, and local businesses or organizations.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://spiritofak.com","updated_at":"2026-11-07T05:28:30.632005+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Opening and managing checking or savings accounts\nFinancing new or used vehicles\nBuying, building, or refinancing a home\nObtaining personal, business, credit builder, or credit card financing\nManaging money through online and mobile banking\nDepositing checks and transferring funds digitally\nSetting spending alerts and managing debit or credit cards\nLearning budgeting, credit, and other personal finance concepts","source_type":"1p_website","source_label":"Brand's website","source_url":"https://spiritofak.com","updated_at":"2026-11-07T05:28:30.632005+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"Access to local banking and lending decisions in Fairbanks\nCompetitive rates and flexible loan terms\nOnline and mobile access to accounts and financial tools\nImproved financial knowledge and money-management skills\nSupport for personal, household, and business financial needs\nParticipation in a member-owned credit union community","source_type":"1p_website","source_label":"Brand's website","source_url":"https://spiritofak.com","updated_at":"2026-11-07T05:28:30.632005+00:00"}]}],"last_refreshed_at":"2026-11-07T05:28:30.671961+00:00","last_changed_at":"2026-11-07T05:28:30.681877+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=d4f25d7c-2df4-465f-bf1a-09de74e68e0c"}