{"name":"Stopanska Banka","domain":"stb.com.mk","url":"https://optimly.ai/brand/stopanska-banka","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"Stopanska Banka AD - Skopje is a bank offering deposit, lending, payment, digital banking and other financial services to individuals and legal entities.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://stb.com.mk","updated_at":"2026-11-07T05:18:00.545677+00:00"},{"key":"description","label":"Description","shape":"text","content":"Stopanska Banka provides banking products for individuals, businesses, micro and small companies, SMEs and MidCap companies. Its offerings include sight and time deposits, consumer and business lending, factoring, cards, payment services, digital banking, e-commerce services and financial-market services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://stb.com.mk","updated_at":"2026-11-07T05:18:00.545677+00:00"}]},{"header":"Identity","sections":[{"key":"website","label":"Website","shape":"text","content":"https://stb.com.mk","source_type":"1p_website","source_label":"Brand's website","source_url":"https://stb.com.mk","updated_at":"2026-11-07T05:18:00.545677+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"Informational, formal and product-focused.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://stb.com.mk","updated_at":"2026-11-07T05:18:00.545677+00:00"},{"key":"parent_ownership","label":"Parent ownership","shape":"text","content":"Stopanska Banka AD - Skopje states that it is a member of the NBG Group.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://stb.com.mk","updated_at":"2026-11-07T05:18:00.545677+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"Provides deposit, financing, payment and financial-management solutions for individuals and businesses.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://stb.com.mk","updated_at":"2026-11-07T05:18:00.545677+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"Sight and time deposits\nConsumer and business lending\nFactoring and receivables financing\nCash-flow management and receivables collection\nPayment services and payment instruments\n24/7 e-banking and mobile banking\nCard services\nE-commerce payment services for legal entities","source_type":"1p_website","source_label":"Brand's website","source_url":"https://stb.com.mk","updated_at":"2026-11-07T05:18:00.545677+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"Savings accounts\nPackage Plus\nFlexi deposit\nTime deposits, including 18/20, 12/13, 6 and 9 months, Pcelka, Regular deposit, Premium, My Plan and Eurobonus\nConsumer loans\nGreen loans\nLoans for young people\nBusiness deposit products","source_type":"1p_website","source_label":"Brand's website","source_url":"https://stb.com.mk","updated_at":"2026-11-07T05:18:00.545677+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"Deposit interest rates are determined by the Bank's stated rates and ALCO decisions. Factoring pricing depends on the agreement, company creditworthiness, credit history, placement terms and overall cooperation. The EIB-7 loan page states fixed interest rates of up to 3.5%.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://stb.com.mk","updated_at":"2026-11-07T05:18:00.545677+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Banking and financial services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://stb.com.mk","updated_at":"2026-11-07T05:18:00.545677+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"Individuals, minors through legal representatives, legal entities, micro and small businesses, SMEs and MidCap companies.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://stb.com.mk","updated_at":"2026-11-07T05:18:00.545677+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"Individuals seeking savings, deposits, cards, loans or digital banking, and businesses seeking deposits, working-capital finance, investment loans, factoring, payment services or e-commerce services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://stb.com.mk","updated_at":"2026-11-07T05:18:00.545677+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Opening sight or time deposits\nSaving for children and individuals\nManaging personal finances through e-banking and mobile banking\nApplying online for a loan or card\nMaking fast mobile payments\nManaging business cash flow\nFinancing recurring receivables through factoring\nObtaining investment, working-capital or green-transition financing","source_type":"1p_website","source_label":"Brand's website","source_url":"https://stb.com.mk","updated_at":"2026-11-07T05:18:00.545677+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"Interest income on deposited funds\n24/7 access to banking and financial-management services\nImproved business cash-flow management\nReceivables collection and financing support\nAccess to investment, working-capital and green-transition funding\nPayment and e-commerce capabilities","source_type":"1p_website","source_label":"Brand's website","source_url":"https://stb.com.mk","updated_at":"2026-11-07T05:18:00.545677+00:00"}]}],"last_refreshed_at":"2026-11-07T05:18:00.555766+00:00","last_changed_at":"2026-11-07T05:18:00.569030+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=632688a6-3804-46e0-8984-adb0bb585037"}