# Stopanska Banka

> Publicly sourced profile assembled by Optimly, in the Brand Index. Last refreshed 2026-11-07.

- **Brand record:** https://optimly.ai/brand/stopanska-banka
- **Dataset:** https://optimly.ai/brand/stopanska-banka.json
- **Markdown:** https://optimly.ai/brand/stopanska-banka/llms.txt
- **Official website:** https://stb.com.mk
- **Slug:** stopanska-banka
- **Categories:** fintech-financial-services

## Overview

- **Tagline:** Stopanska Banka AD - Skopje is a bank offering deposit, lending, payment, digital banking and other financial services to individuals and legal entities.
Source: Brand's website (https://stb.com.mk) · 2026-11-07

- **Description:** Stopanska Banka provides banking products for individuals, businesses, micro and small companies, SMEs and MidCap companies. Its offerings include sight and time deposits, consumer and business lending, factoring, cards, payment services, digital banking, e-commerce services and financial-market services.
Source: Brand's website (https://stb.com.mk) · 2026-11-07

## Identity

- **Website:** https://stb.com.mk
Source: Brand's website (https://stb.com.mk) · 2026-11-07

- **Voice & tone:** Informational, formal and product-focused.
Source: Brand's website (https://stb.com.mk) · 2026-11-07

- **Parent ownership:** Stopanska Banka AD - Skopje states that it is a member of the NBG Group.
Source: Brand's website (https://stb.com.mk) · 2026-11-07

## Offerings

- **Problem solved:** Provides deposit, financing, payment and financial-management solutions for individuals and businesses.
Source: Brand's website (https://stb.com.mk) · 2026-11-07

- **Core capabilities:**
  - Sight and time deposits
  - Consumer and business lending
  - Factoring and receivables financing
  - Cash-flow management and receivables collection
  - Payment services and payment instruments
  - 24/7 e-banking and mobile banking
  - Card services
  - E-commerce payment services for legal entities
Source: Brand's website (https://stb.com.mk) · 2026-11-07

- **Products / SKUs:**
  - Savings accounts
  - Package Plus
  - Flexi deposit
  - Time deposits, including 18/20, 12/13, 6 and 9 months, Pcelka, Regular deposit, Premium, My Plan and Eurobonus
  - Consumer loans
  - Green loans
  - Loans for young people
  - Business deposit products
Source: Brand's website (https://stb.com.mk) · 2026-11-07

- **Pricing:** Deposit interest rates are determined by the Bank's stated rates and ALCO decisions. Factoring pricing depends on the agreement, company creditworthiness, credit history, placement terms and overall cooperation. The EIB-7 loan page states fixed interest rates of up to 3.5%.
Source: Brand's website (https://stb.com.mk) · 2026-11-07

## Audience

- **Target industry:** Banking and financial services.
Source: Brand's website (https://stb.com.mk) · 2026-11-07

- **Customer base:** Individuals, minors through legal representatives, legal entities, micro and small businesses, SMEs and MidCap companies.
Source: Brand's website (https://stb.com.mk) · 2026-11-07

- **Ideal customer profile:** Individuals seeking savings, deposits, cards, loans or digital banking, and businesses seeking deposits, working-capital finance, investment loans, factoring, payment services or e-commerce services.
Source: Brand's website (https://stb.com.mk) · 2026-11-07

- **Use cases:**
  - Opening sight or time deposits
  - Saving for children and individuals
  - Managing personal finances through e-banking and mobile banking
  - Applying online for a loan or card
  - Making fast mobile payments
  - Managing business cash flow
  - Financing recurring receivables through factoring
  - Obtaining investment, working-capital or green-transition financing
Source: Brand's website (https://stb.com.mk) · 2026-11-07

- **Customer outcomes:**
  - Interest income on deposited funds
  - 24/7 access to banking and financial-management services
  - Improved business cash-flow management
  - Receivables collection and financing support
  - Access to investment, working-capital and green-transition funding
  - Payment and e-commerce capabilities
Source: Brand's website (https://stb.com.mk) · 2026-11-07

Page last updated 2026-11-07.

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