# Stripe Identity
> Stripe Identity is a global identity verification service that allows businesses to verify the identity of their users securely. It uses machine learning to verify government-issued photo IDs and compare them with live selfies to confirm a user's identity and prevent fraud.
- URL: https://optimly.ai/brand/stripe-identity
- Slug: stripe-identity
- BAI Score: 88/100
- Archetype: Challenger
- Category: Fintech / Security
- Last Analyzed: April 11, 2026
- Part of: Stripe (https://optimly.ai/brand/stripe)
## Competitors
- Jumio (https://optimly.ai/brand/jumio)
- Onfido (https://optimly.ai/brand/onfido)
- Persona (https://optimly.ai/brand/persona)
- Veriff (https://optimly.ai/brand/veriff)
## Buyer Intent Signals
Problems: Manual Document Review: Manually reviewing government IDs and comparing them to selfies or user-submitted data. | Manual Video Verification: Requesting users to join a live video call to show their ID and face to a representative. | Risk Acceptance/Inaction: Accepting the risk of fraud or restricted account access for unverified users to reduce friction.
Solutions: identity verification API for developers | automated KYC document verification software | biometric selfie verification for apps | Stripe ID verification features | Database-only PII Matching: Using basic email, phone, or credit card billing address matches to infer identity without document verification.
Comparisons: best alternative to Persona identity