{"name":"Structure Payments","domain":"structpayments.com","url":"https://optimly.ai/brand/structure-payments","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"High-risk payment processing and merchant accounts for businesses that mainstream processors often decline.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://structpayments.com","updated_at":"2026-11-11T00:45:19.800101+00:00"},{"key":"description","label":"Description","shape":"text","content":"Structure Payments provides high-risk merchant accounts, payment processing, gateways, integrations, funding, underwriting, and chargeback support. It serves businesses across high-risk and standard risk profiles, with approvals typically taking about 48 hours.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://structpayments.com","updated_at":"2026-11-11T00:45:19.800101+00:00"}]},{"header":"Identity","sections":[{"key":"mission","label":"Mission","shape":"text","content":"Empowering businesses others decline by helping legitimate businesses get approved, process payments, and continue operating without interruption.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://structpayments.com","updated_at":"2026-11-11T00:45:19.800101+00:00"},{"key":"leadership","label":"Founders & leadership","shape":"text","content":"Patrick Felsted, Founder & CEO; Truman Child, President.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://structpayments.com","updated_at":"2026-11-11T00:45:19.800101+00:00"},{"key":"website","label":"Website","shape":"text","content":"https://structpayments.com","source_type":"1p_website","source_label":"Brand's website","source_url":"https://structpayments.com","updated_at":"2026-11-11T00:45:19.800101+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"Direct, transparent, reassuring, practical, and supportive.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://structpayments.com","updated_at":"2026-11-11T00:45:19.800101+00:00"},{"key":"founded","label":"Founded","shape":"text","content":"2023","source_type":"1p_website","source_label":"Brand's website","source_url":"https://structpayments.com","updated_at":"2026-11-11T00:45:19.800101+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"Helps businesses that have been declined, frozen, or underserved by mainstream payment processors obtain merchant accounts and reliable payment processing.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://structpayments.com","updated_at":"2026-11-11T00:45:19.800101+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"High-risk merchant account underwriting\nCredit and debit card processing\nACH and e-check processing\nEMV and contactless payments\nPayment gateways\nRecurring billing and subscription payments\nChargeback prevention, alerts, and dispute tools\nE-commerce and retail integrations","source_type":"1p_website","source_label":"Brand's website","source_url":"https://structpayments.com","updated_at":"2026-11-11T00:45:19.800101+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"High-risk merchant accounts\nPayment gateways\nPayment processing\nACH and e-check solutions\nRecurring billing\nChargeback management tools\nE-commerce integrations\nPoint-of-sale processing","source_type":"1p_website","source_label":"Brand's website","source_url":"https://structpayments.com","updated_at":"2026-11-11T00:45:19.800101+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"Blended pricing starts at 2.9%. Interchange-plus pricing is tailored to the business. No application or setup fees and no PCI compliance fee are stated.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://structpayments.com","updated_at":"2026-11-11T00:45:19.800101+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Payment processing and merchant services, with a specialization in high-risk industries.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://structpayments.com","updated_at":"2026-11-11T00:45:19.800101+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"High-risk merchants and businesses across the risk spectrum, including nutraceuticals, firearms and ammunition, vape and nicotine, CBD and hemp, MLM and direct sales, coaching, credit repair, travel, subscriptions, technology and SaaS, contracting, adult and dating, gaming and gambling, precious metals, digital goods, tobacco, and debt collection.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://structpayments.com","updated_at":"2026-11-11T00:45:19.800101+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"Businesses that have been declined by banks or payment processors, operate in high-risk or regulated industries, experience elevated chargebacks, or need recurring, e-commerce, retail, or international payment processing.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://structpayments.com","updated_at":"2026-11-11T00:45:19.800101+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Obtaining a merchant account after being declined elsewhere\nProcessing card payments for high-risk products and services\nManaging recurring billing, subscriptions, trials, and rebills\nAccepting online payments through Shopify, WooCommerce, BigCommerce, Sticky.io, and other platforms\nAccepting in-store payments through EMV, contactless, and POS systems\nReducing payment disruption through chargeback alerts and dispute tools\nIntegrating payments through developer APIs\nProcessing international and multi-currency transactions","source_type":"1p_website","source_label":"Brand's website","source_url":"https://structpayments.com","updated_at":"2026-11-11T00:45:19.800101+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"Approval and live processing typically in about 48 hours\nAccess to approximately 30 banking and processing relationships\nTwo-day funding as standard, with established merchants eligible for next-day funding\nImproved resilience against chargebacks, freezes, and account interruptions\nSecure, PCI-compliant payment processing\nDedicated support from real people rather than a call center\nAccess to competitive payment rates","source_type":"1p_website","source_label":"Brand's website","source_url":"https://structpayments.com","updated_at":"2026-11-11T00:45:19.800101+00:00"}]}],"last_refreshed_at":"2026-11-11T00:45:19.811809+00:00","last_changed_at":"2026-11-11T00:45:19.830550+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=82d592ed-9568-42a5-8455-014ec17c2c1d"}