{"name":"Telhio Credit Union","domain":"telhio.org","url":"https://optimly.ai/brand/telhio-credit-union","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"Telhio Credit Union is a not-for-profit, member-owned financial cooperative serving individuals, families, and businesses in Central and Southwest Ohio.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://telhio.org","updated_at":"2026-11-08T02:24:04.002724+00:00"},{"key":"description","label":"Description","shape":"text","content":"Founded in 1934, Telhio Credit Union provides personal and business banking, lending, financial education, and retirement resources. It serves members throughout Central and Southwest Ohio and supports local communities as a Community Development Financial Institution.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://telhio.org","updated_at":"2026-11-08T02:24:04.002724+00:00"}]},{"header":"Identity","sections":[{"key":"mission","label":"Mission","shape":"text","content":"To serve members and communities through extraordinary service, innovative financial solutions, financial accessibility, and support for individuals, families, and businesses. Telhio is guided by caring, commitment, and integrity.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://telhio.org","updated_at":"2026-11-08T02:24:04.002724+00:00"},{"key":"leadership","label":"Founders & leadership","shape":"text","content":"Derrick Bailey, Chief Executive Officer.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://telhio.org","updated_at":"2026-11-08T02:24:04.002724+00:00"},{"key":"website","label":"Website","shape":"text","content":"https://telhio.org","source_type":"1p_website","source_label":"Brand's website","source_url":"https://telhio.org","updated_at":"2026-11-08T02:24:04.002724+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"Member-focused, caring, committed, community-oriented, and supportive.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://telhio.org","updated_at":"2026-11-08T02:24:04.002724+00:00"},{"key":"founded","label":"Founded","shape":"text","content":"1934","source_type":"1p_website","source_label":"Brand's website","source_url":"https://telhio.org","updated_at":"2026-11-08T02:24:04.002724+00:00"},{"key":"headquarters","label":"Headquarters","shape":"text","content":"Columbus, Ohio","source_type":"1p_website","source_label":"Brand's website","source_url":"https://telhio.org","updated_at":"2026-11-08T02:24:04.002724+00:00"},{"key":"parent_ownership","label":"Parent ownership","shape":"text","content":"Not-for-profit, member-owned financial institution cooperative.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://telhio.org","updated_at":"2026-11-08T02:24:04.002724+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"Provides accessible banking, savings, lending, business financing, financial education, and retirement resources to help members and local businesses manage finances, achieve goals, and grow.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://telhio.org","updated_at":"2026-11-08T02:24:04.002724+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"Personal checking and savings accounts\nBusiness banking and treasury management\nHome, auto, and other consumer lending\nSmall business lending and SBA lending\nCertificates of deposit\nCredit cards and cash-back rewards\nFinancial education\nRetirement planning tools and resources","source_type":"1p_website","source_label":"Brand's website","source_url":"https://telhio.org","updated_at":"2026-11-08T02:24:04.002724+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"Choice and Prime checking accounts\nSavings accounts and Youth Savings\nCertificates of Deposit with terms from three months to five years\nHome loans and home equity lines of credit\nNew and used vehicle loans\nBusiness loans\nSBA loans\nCredit cards, including the Unlimited Cash Card","source_type":"1p_website","source_label":"Brand's website","source_url":"https://telhio.org","updated_at":"2026-11-08T02:24:04.002724+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"The website advertises HELOC rates as low as 6.50% APR, a 4.25% APY 60-month CD, and up to 3% cash back on every credit-card purchase. CD rates vary by term; early withdrawals may incur a penalty. Eligible Ohio small businesses may access reduced-rate financing through the Buckeye Business Advantage program.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://telhio.org","updated_at":"2026-11-08T02:24:04.002724+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Financial services, including consumer banking, lending, and small business banking.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://telhio.org","updated_at":"2026-11-08T02:24:04.002724+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"Individuals, families, small businesses, entrepreneurs, and member-owners in Central and Southwest Ohio, including people who live, work, worship, or attend school there and eligible Select Employer Groups.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://telhio.org","updated_at":"2026-11-08T02:24:04.002724+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"Individuals and families seeking full-service banking and loans, plus Ohio-based small businesses seeking business banking, SBA lending, treasury management, and reduced-rate financing.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://telhio.org","updated_at":"2026-11-08T02:24:04.002724+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Opening checking, savings, or youth savings accounts\nSaving through certificates of deposit\nFinancing a home, vehicle, or other personal need\nAccessing home equity financing\nManaging everyday spending with a cash-back credit card\nOpening and growing a small business\nObtaining SBA or other business financing\nManaging business accounts and treasury operations","source_type":"1p_website","source_label":"Brand's website","source_url":"https://telhio.org","updated_at":"2026-11-08T02:24:04.002724+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"Improved access to financial products and services\nMore convenient personal and business banking\nFinancing for homes, vehicles, and business growth\nPotential interest savings through reduced-rate programs\nCash back on eligible credit-card purchases\nGreater financial knowledge and retirement confidence\nSupport for underserved communities and local economic development","source_type":"1p_website","source_label":"Brand's website","source_url":"https://telhio.org","updated_at":"2026-11-08T02:24:04.002724+00:00"}]}],"last_refreshed_at":"2026-11-08T02:24:04.019488+00:00","last_changed_at":"2026-11-08T02:24:04.034811+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=0fea7e98-212b-4723-9da7-13975ac2eb48"}