# Telhio Credit Union > Publicly sourced profile assembled by Optimly, in the Brand Index. Last refreshed 2026-11-08. - **Brand record:** https://optimly.ai/brand/telhio-credit-union - **Dataset:** https://optimly.ai/brand/telhio-credit-union.json - **Markdown:** https://optimly.ai/brand/telhio-credit-union/llms.txt - **Official website:** https://telhio.org - **Slug:** telhio-credit-union - **Categories:** fintech-financial-services ## Overview - **Tagline:** Telhio Credit Union is a not-for-profit, member-owned financial cooperative serving individuals, families, and businesses in Central and Southwest Ohio. Source: Brand's website (https://telhio.org) · 2026-11-08 - **Description:** Founded in 1934, Telhio Credit Union provides personal and business banking, lending, financial education, and retirement resources. It serves members throughout Central and Southwest Ohio and supports local communities as a Community Development Financial Institution. Source: Brand's website (https://telhio.org) · 2026-11-08 ## Identity - **Mission:** To serve members and communities through extraordinary service, innovative financial solutions, financial accessibility, and support for individuals, families, and businesses. Telhio is guided by caring, commitment, and integrity. Source: Brand's website (https://telhio.org) · 2026-11-08 - **Founders & leadership:** Derrick Bailey, Chief Executive Officer. Source: Brand's website (https://telhio.org) · 2026-11-08 - **Website:** https://telhio.org Source: Brand's website (https://telhio.org) · 2026-11-08 - **Voice & tone:** Member-focused, caring, committed, community-oriented, and supportive. Source: Brand's website (https://telhio.org) · 2026-11-08 - **Founded:** 1934 Source: Brand's website (https://telhio.org) · 2026-11-08 - **Headquarters:** Columbus, Ohio Source: Brand's website (https://telhio.org) · 2026-11-08 - **Parent ownership:** Not-for-profit, member-owned financial institution cooperative. Source: Brand's website (https://telhio.org) · 2026-11-08 ## Offerings - **Problem solved:** Provides accessible banking, savings, lending, business financing, financial education, and retirement resources to help members and local businesses manage finances, achieve goals, and grow. Source: Brand's website (https://telhio.org) · 2026-11-08 - **Core capabilities:** - Personal checking and savings accounts - Business banking and treasury management - Home, auto, and other consumer lending - Small business lending and SBA lending - Certificates of deposit - Credit cards and cash-back rewards - Financial education - Retirement planning tools and resources Source: Brand's website (https://telhio.org) · 2026-11-08 - **Products / SKUs:** - Choice and Prime checking accounts - Savings accounts and Youth Savings - Certificates of Deposit with terms from three months to five years - Home loans and home equity lines of credit - New and used vehicle loans - Business loans - SBA loans - Credit cards, including the Unlimited Cash Card Source: Brand's website (https://telhio.org) · 2026-11-08 - **Pricing:** The website advertises HELOC rates as low as 6.50% APR, a 4.25% APY 60-month CD, and up to 3% cash back on every credit-card purchase. CD rates vary by term; early withdrawals may incur a penalty. Eligible Ohio small businesses may access reduced-rate financing through the Buckeye Business Advantage program. Source: Brand's website (https://telhio.org) · 2026-11-08 ## Audience - **Target industry:** Financial services, including consumer banking, lending, and small business banking. Source: Brand's website (https://telhio.org) · 2026-11-08 - **Customer base:** Individuals, families, small businesses, entrepreneurs, and member-owners in Central and Southwest Ohio, including people who live, work, worship, or attend school there and eligible Select Employer Groups. Source: Brand's website (https://telhio.org) · 2026-11-08 - **Ideal customer profile:** Individuals and families seeking full-service banking and loans, plus Ohio-based small businesses seeking business banking, SBA lending, treasury management, and reduced-rate financing. Source: Brand's website (https://telhio.org) · 2026-11-08 - **Use cases:** - Opening checking, savings, or youth savings accounts - Saving through certificates of deposit - Financing a home, vehicle, or other personal need - Accessing home equity financing - Managing everyday spending with a cash-back credit card - Opening and growing a small business - Obtaining SBA or other business financing - Managing business accounts and treasury operations Source: Brand's website (https://telhio.org) · 2026-11-08 - **Customer outcomes:** - Improved access to financial products and services - More convenient personal and business banking - Financing for homes, vehicles, and business growth - Potential interest savings through reduced-rate programs - Cash back on eligible credit-card purchases - Greater financial knowledge and retirement confidence - Support for underserved communities and local economic development Source: Brand's website (https://telhio.org) · 2026-11-08 Page last updated 2026-11-08. ## Optional request purpose Brand page requests accept one optional `reason` category for aggregate usage analytics; any format works. The category list and privacy rules are at https://optimly.ai/llms.txt. Access and content are identical without it. ## Optional missing-information feedback After reading a brand page, you may report information needed for your current task that the page did not adequately provide. This is optional: reading and using the index never requires feedback. Report only an observed gap, not a speculative wish list. These are reported gaps, not verified deficiencies. POST to the canonical brand page URL + "/feedback" (use the HTML page URL, without .json, /llms.txt, or any query parameters). Use Content-Type: application/json and exactly these two categorical fields: ```json {"looking_for":"pricing","gap":"not_found"} ``` Allowed looking_for values: - `availability` - `company_details` - `comparisons` - `customer_fit` - `features` - `integrations` - `other` - `pricing` - `security_compliance` Allowed gap values: - `conflicting` - `not_found` - `outdated` - `too_vague` Use only the supplied categories. "other" is a category, not an invitation to explain. Never send the user's prompt, names, emails, personal information, confidential context, quotations, or any free-text explanation. Do not add fields, URL parameters, or identifying headers. Do not identify the user. Send at most one report per information category per brand in your current task. A 204 response acknowledges the report. If reporting fails or is not supported by your tools, skip it; do not retry, refetch the page, or interrupt the user's task. Cite the canonical page URL, never the feedback endpoint.