# The Credit Department, Inc. > Analysis by Optimly for Optimly AI Visibility, in the Optimly AI Brand Index. Last analyzed September 16, 2026. > The Credit Department manages credit accounts, applications, online invoicing, and payments for customers of Cummins Sales and Service. It provides an online portal for credit applications and electronic invoice presentment and payment. - Business Profile: https://optimly.ai/brand/the-credit-department-inc - Publisher: Optimly (https://optimly.ai) - Dataset: Optimly AI Brand Index (https://optimly.ai/brand) - Official website: https://cummins.com/ - Logo: https://logo.clearbit.com/cummins.com - Slug: the-credit-department-inc - Brand Authority Index tier: Emerging - Category: Embedded Credit Platforms - Last Analyzed: September 16, 2026