# Under

> Publicly sourced profile assembled by Optimly, in the Optimly AI Brand Index. Last refreshed 2026-10-04.

- **Business Profile:** https://optimly.ai/brand/under
- **Dataset:** https://optimly.ai/brand/under.json
- **Markdown:** https://optimly.ai/brand/under/llms.txt
- **Official website:** https://under.io
- **Slug:** under
- **Categories:** lending-credit, payments-processing

## Overview

- **Tagline:** Combines software engineering with deep payments expertise to build connected financial workflows. They don't just build payments software; they operate it through Payline, creating a continuous feedback loop that shapes and improves their technology. Their infrastructure connects every step of the financial workflow.
Source: Brand's website (https://under.io) · 2026-10-04

- **Description:** Under builds financial technology that combines software engineering with deep payments expertise to provide infrastructure for onboarding, identity verification, underwriting, and payments. They connect the steps before a business can move money, offering modular software solutions and operating their own payments business, Payline.
Source: Brand's website (https://under.io) · 2026-10-04

## Offerings

- **Core capabilities:**
  - Digital workflows for onboarding (applications
  - document collection
  - eSignatures)
  - verification (KYC
  - KYB
  - bank verification
  - credit checks
  - MATCH screening
  - risk signals)
  - and underwriting (decisioning
  - configurable rules
  - automated/manual review workflows
  - case management
  - document review
  - data orchestration). Also operates Payline for payments processing.
Source: Brand's website (https://under.io) · 2026-10-04

## Audience

- **Target industry:** Businesses, software companies, and payment partners that need to accept and manage payments and streamline financial workflows.
Source: Brand's website (https://under.io) · 2026-10-04

Page last updated 2026-10-04.