# Union Trust Bank Limited

> Publicly sourced profile assembled by Optimly, in the Brand Index. Last refreshed 2026-11-07.

- **Brand record:** https://optimly.ai/brand/union-trust-bank-limited
- **Dataset:** https://optimly.ai/brand/union-trust-bank-limited.json
- **Markdown:** https://optimly.ai/brand/union-trust-bank-limited/llms.txt
- **Official website:** https://utb.sl
- **Slug:** union-trust-bank-limited
- **Categories:** fintech-financial-services

## Overview

- **Tagline:** Union Trust Bank Limited is a Sierra Leonean bank offering personal and business banking services, digital banking, money transfers, loans, savings products and trade finance.
Source: Brand's website (https://utb.sl) · 2026-11-07

- **Description:** Union Trust Bank Limited provides financial services and products tailored to the context in which it operates. Its offerings include online and mobile banking, savings accounts, SME loans, microloans, trade finance, bills payment, Western Union transfers, agent banking and cashless payment services.
Source: Brand's website (https://utb.sl) · 2026-11-07

## Identity

- **Mission:** To transform lives by offering financial services and products that bring tailored solutions to the context in which it operates.
Source: Brand's website (https://utb.sl) · 2026-11-07

- **Website:** https://utb.sl
Source: Brand's website (https://utb.sl) · 2026-11-07

- **Voice & tone:** Service-oriented, accessible and practical.
Source: Brand's website (https://utb.sl) · 2026-11-07

- **Founded:** 1995
Source: Brand's website (https://utb.sl) · 2026-11-07

## Offerings

- **Problem solved:** Provides accessible banking, digital transactions, money transfers and financial products for individuals, families and businesses in Sierra Leone.
Source: Brand's website (https://utb.sl) · 2026-11-07

- **Core capabilities:**
  - Online banking
  - Mobile banking
  - Agent banking
  - Savings accounts
  - SME loans and microloans
  - Trade finance
  - Bills payment
  - Cashless payments
Source: Brand's website (https://utb.sl) · 2026-11-07

- **Products / SKUs:**
  - Premium Savings Account
  - Kids Future Savings Account
  - School Fees Savings Account
  - Pay Advance Salary Scheme
  - SME Loans
  - Bills Payment
  - Mobile Teller
  - Salary Osusu
Source: Brand's website (https://utb.sl) · 2026-11-07

- **Pricing:** Transfers from one UTB account to another UTB account are advertised at 0% fees.
Source: Brand's website (https://utb.sl) · 2026-11-07

## Audience

- **Target industry:** Banking and financial services
Source: Brand's website (https://utb.sl) · 2026-11-07

- **Customer base:** Individuals, families, small businesses and other bank customers in Sierra Leone.
Source: Brand's website (https://utb.sl) · 2026-11-07

- **Ideal customer profile:** Individuals seeking savings, payments, transfers and digital banking; small businesses seeking microloans, SME loans or trade finance; and customers needing salary, school-fees or Osusu savings services.
Source: Brand's website (https://utb.sl) · 2026-11-07

- **Use cases:**
  - Accessing accounts and funds through online or mobile banking
  - Checking balances and transferring funds
  - Paying utility bills
  - Sending money to family and friends in Africa
  - Receiving Western Union transfers
  - Applying for savings accounts and salary or Osusu products
  - Obtaining microloans, SME loans and trade finance
  - Making cashless payments with a UTB card
Source: Brand's website (https://utb.sl) · 2026-11-07

- **Customer outcomes:**
  - 24/7 access to funds through online and mobile banking
  - Convenient account transfers and bill payments
  - Simple, fast and reliable money transfers through Western Union
  - Access to savings, lending and trade-finance products
  - Cashless transaction capability
  - Banking services available through branches and neighborhood agents
Source: Brand's website (https://utb.sl) · 2026-11-07

Page last updated 2026-11-07.

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