{"name":"Usescrub","domain":"usescrub.io","url":"https://optimly.ai/brand/usescrub","is_claimed":false,"categories":[],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"Provides identity-verified, fraud-screened, lender-grade credit profiles specifically for Nigerian diaspora applicants, leveraging BVN and licensed bureau data combined with localized fraud models and a unique 'Scrub Score' for confident underwriting decisions.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://usescrub.io","updated_at":"2026-10-04T00:03:08.034000+00:00"},{"key":"description","label":"Description","shape":"text","content":"Usescrub provides Diaspora Credit Reports and fraud prevention solutions for lenders and fintechs, enabling them to verify and assess Nigerian applicants living abroad. It uses BVN-linked credit history, active facilities, repayment behavior, and affordability assessments, coupled with AI-powered fraud detection, to generate verified credit profiles.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://usescrub.io","updated_at":"2026-10-04T00:03:08.034000+00:00"}]},{"header":"Offerings","sections":[{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"Diaspora Credit Reports\nScrub Score\nAI-Powered Fraud Engine\nIdentity Verification (BVN match\ngovernment ID\nliveness checks)\nLoan & Repayment History\nActive Facilities & Debts\nAffordability Assessment.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://usescrub.io","updated_at":"2026-10-04T00:03:08.034000+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"Not specified, likely subscription or per-report based.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://usescrub.io","updated_at":"2026-10-04T00:03:08.034000+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Banks, mortgage lenders, microfinance, and fintech underwriters serving Nigerian applicants in the diaspora (including UK, US, UAE, Canada, Germany, Saudi Arabia, South Africa, and globally).","source_type":"1p_website","source_label":"Brand's website","source_url":"https://usescrub.io","updated_at":"2026-10-04T00:03:08.034000+00:00"}]}],"last_refreshed_at":"2026-10-04T00:03:08.034000+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=usescrub"}