# Usescrub

> Publicly sourced profile assembled by Optimly, in the Optimly AI Brand Index. Last refreshed 2026-10-04.

- **Business Profile:** https://optimly.ai/brand/usescrub
- **Dataset:** https://optimly.ai/brand/usescrub.json
- **Markdown:** https://optimly.ai/brand/usescrub/llms.txt
- **Official website:** https://usescrub.io
- **Slug:** usescrub

## Overview

- **Tagline:** Provides identity-verified, fraud-screened, lender-grade credit profiles specifically for Nigerian diaspora applicants, leveraging BVN and licensed bureau data combined with localized fraud models and a unique 'Scrub Score' for confident underwriting decisions.
Source: Brand's website (https://usescrub.io) · 2026-10-04

- **Description:** Usescrub provides Diaspora Credit Reports and fraud prevention solutions for lenders and fintechs, enabling them to verify and assess Nigerian applicants living abroad. It uses BVN-linked credit history, active facilities, repayment behavior, and affordability assessments, coupled with AI-powered fraud detection, to generate verified credit profiles.
Source: Brand's website (https://usescrub.io) · 2026-10-04

## Offerings

- **Core capabilities:**
  - Diaspora Credit Reports
  - Scrub Score
  - AI-Powered Fraud Engine
  - Identity Verification (BVN match
  - government ID
  - liveness checks)
  - Loan & Repayment History
  - Active Facilities & Debts
  - Affordability Assessment.
Source: Brand's website (https://usescrub.io) · 2026-10-04

- **Pricing:** Not specified, likely subscription or per-report based.
Source: Brand's website (https://usescrub.io) · 2026-10-04

## Audience

- **Target industry:** Banks, mortgage lenders, microfinance, and fintech underwriters serving Nigerian applicants in the diaspora (including UK, US, UAE, Canada, Germany, Saudi Arabia, South Africa, and globally).
Source: Brand's website (https://usescrub.io) · 2026-10-04

Page last updated 2026-10-04.