# Vantagescore-solutions

> Publicly sourced profile assembled by Optimly, in the Optimly AI Brand Index. Last refreshed 2026-10-04.

- **Business Profile:** https://optimly.ai/brand/vantagescore-solutions
- **Dataset:** https://optimly.ai/brand/vantagescore-solutions.json
- **Markdown:** https://optimly.ai/brand/vantagescore-solutions/llms.txt
- **Official website:** https://vantagescore.com
- **Slug:** vantagescore-solutions
- **Categories:** lending-credit

## Overview

- **Tagline:** Leverages machine learning technology and trended credit data to score 33 million more U.S. consumers. Offers advanced models (4.0, 4_plus_, 5.0) with features like bank data integration for over 10% predictive lift and GAIN Attributes™ for insights beyond traditional scoring inputs. Provides data-driven insights and tools for financial inclusion and market expansion.
Source: Brand's website (https://vantagescore.com) · 2026-10-04

- **Description:** VantageScore Solutions provides advanced credit scoring models and data-driven insights to lenders, financial institutions, and consumers, enabling more accurate assessments of creditworthiness and promoting financial inclusion. Their innovative models leverage machine learning and trended data to score more U.S. consumers.
Source: Brand's website (https://vantagescore.com) · 2026-10-04

## Offerings

- **Core capabilities:**
  - VantageScore 4.0
  - VantageScore 4_plus_
  - VantageScore 5.0 (credit scoring models); CreditGauge™
  - Inclusion360®
  - RiskRatio™
  - MarketGain™
  - VantageScore 4.0 Attributes
  - VantageScore 3.0 (data-driven insights and tools).
Source: Brand's website (https://vantagescore.com) · 2026-10-04

- **Pricing:** Not explicitly stated in the provided text.
Source: Brand's website (https://vantagescore.com) · 2026-10-04

## Audience

- **Target industry:** Lenders and financial institutions (Mortgage, Auto, Credit Card, Credit Unions, Capital Markets), Policy Makers, and Consumer Websites.
Source: Brand's website (https://vantagescore.com) · 2026-10-04

Page last updated 2026-10-17.