{"name":"Volksbank Raiffeisenbank Oberbayern Südost eG","domain":"vrbank-obb-so.de","url":"https://optimly.ai/brand/volksbank-raiffeisenbank-oberbayern-südost-eg","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"Regional cooperative bank serving private and business customers in the Oberbayern Südost region.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://vrbank-obb-so.de","updated_at":"2026-11-07T07:11:28.681316+00:00"},{"key":"description","label":"Description","shape":"text","content":"Volksbank Raiffeisenbank Oberbayern Südost eG is a registered cooperative bank headquartered in Bad Reichenhall. It offers banking, investment, financing, insurance, payment, digital banking and member services, both online and through local branches.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://vrbank-obb-so.de","updated_at":"2026-11-07T07:11:28.681316+00:00"}]},{"header":"Identity","sections":[{"key":"mission","label":"Mission","shape":"text","content":"To support its members and customers, strengthen the region, promote local social engagement and share its economic success with members.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://vrbank-obb-so.de","updated_at":"2026-11-07T07:11:28.681316+00:00"},{"key":"leadership","label":"Founders & leadership","shape":"text","content":"Board: Josef Frauenlob (Chairman), Jürgen Hubel (Deputy Chairman), Albert Pastötter and Simon Zuhra. Supervisory Board Chairman: Maximilian Stadler.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://vrbank-obb-so.de","updated_at":"2026-11-07T07:11:28.681316+00:00"},{"key":"website","label":"Website","shape":"text","content":"https://vrbank-obb-so.de","source_type":"1p_website","source_label":"Brand's website","source_url":"https://vrbank-obb-so.de","updated_at":"2026-11-07T07:11:28.681316+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"Regional, personal, supportive, reassuring and service-oriented, with an emphasis on cooperative membership, digital convenience and security.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://vrbank-obb-so.de","updated_at":"2026-11-07T07:11:28.681316+00:00"},{"key":"headquarters","label":"Headquarters","shape":"text","content":"Münchner Allee 2, 83435 Bad Reichenhall, Germany; registered office: Bad Reichenhall.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://vrbank-obb-so.de","updated_at":"2026-11-07T07:11:28.681316+00:00"},{"key":"parent_ownership","label":"Parent ownership","shape":"text","content":"Registered cooperative (eingetragene Genossenschaft); affiliated with the BVR Institutssicherung GmbH and the voluntary protection scheme of the Bundesverband der Deutschen Volksbanken und Raiffeisenbanken e.V.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://vrbank-obb-so.de","updated_at":"2026-11-07T07:11:28.681316+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"Helps private individuals and businesses manage everyday banking, payments, saving, investing, financing, insurance and digital financial services through online channels and local branches.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://vrbank-obb-so.de","updated_at":"2026-11-07T07:11:28.681316+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"Current accounts and payment services\nInvestment, saving and securities services\nConstruction and real-estate financing\nConsumer and installment loans\nInsurance services through R+V\nOnline banking and mobile banking apps\nDigital payments and card services\nBusiness payment solutions, including Alipay and WeChat Pay acceptance","source_type":"1p_website","source_label":"Brand's website","source_url":"https://vrbank-obb-so.de","updated_at":"2026-11-07T07:11:28.681316+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"Girokonto and VR Girokonto Direkt\nDebit and credit cards\nVR Regionaldarlehen\neasyCredit\nVR ExtraSparen\nFondssparplan\nAltersvorsorgedepot\nKfz-Versicherung","source_type":"1p_website","source_label":"Brand's website","source_url":"https://vrbank-obb-so.de","updated_at":"2026-11-07T07:11:28.681316+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"Specific product pricing shown on the website includes VR Girokonto Direkt at €3.95 per month, a Fondssparplan from €25 per month and VR Regionaldarlehen at 3.91% effective annual interest rate. General pricing is not stated.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://vrbank-obb-so.de","updated_at":"2026-11-07T07:11:28.681316+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Banking and financial services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://vrbank-obb-so.de","updated_at":"2026-11-07T07:11:28.681316+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"Private customers, members and business customers in the Oberbayern Südost region, including merchants seeking payment solutions.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://vrbank-obb-so.de","updated_at":"2026-11-07T07:11:28.681316+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"Individuals and businesses in the Oberbayern Südost region seeking cooperative banking, digital banking, savings, investment, financing, insurance or payment services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://vrbank-obb-so.de","updated_at":"2026-11-07T07:11:28.681316+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Opening and managing current accounts\nMaking payments and using debit or credit cards\nManaging banking through online banking and mobile apps\nSaving and investing money\nPlanning retirement savings\nFinancing a home or other individual projects\nObtaining consumer credit or vehicle insurance\nAccepting Alipay and WeChat Pay payments in a business","source_type":"1p_website","source_label":"Brand's website","source_url":"https://vrbank-obb-so.de","updated_at":"2026-11-07T07:11:28.681316+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"Greater control over personal finances\nConvenient banking and payments digitally and on the go\nAccess to savings, investment and retirement-planning options\nSupport with individual property-financing plans\nProtection through insurance products and security services\nBusinesses can reach Chinese customer segments and offer familiar payment methods\nMembers can participate in the bank's economic success and access member benefits\nAccess to personal support through local branches and appointments","source_type":"1p_website","source_label":"Brand's website","source_url":"https://vrbank-obb-so.de","updated_at":"2026-11-07T07:11:28.681316+00:00"}]}],"last_refreshed_at":"2026-11-07T07:11:28.689372+00:00","last_changed_at":"2026-11-07T07:11:28.696454+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=c30c0f24-19e3-4e5c-a856-7d9a9bbe0ea3"}