# Volksbank Raiffeisenbank Oberbayern Südost eG > Publicly sourced profile assembled by Optimly, in the Brand Index. Last refreshed 2026-11-07. - **Brand record:** https://optimly.ai/brand/volksbank-raiffeisenbank-oberbayern-südost-eg - **Dataset:** https://optimly.ai/brand/volksbank-raiffeisenbank-oberbayern-südost-eg.json - **Markdown:** https://optimly.ai/brand/volksbank-raiffeisenbank-oberbayern-südost-eg/llms.txt - **Official website:** https://vrbank-obb-so.de - **Slug:** volksbank-raiffeisenbank-oberbayern-südost-eg - **Categories:** fintech-financial-services ## Overview - **Tagline:** Regional cooperative bank serving private and business customers in the Oberbayern Südost region. Source: Brand's website (https://vrbank-obb-so.de) · 2026-11-07 - **Description:** Volksbank Raiffeisenbank Oberbayern Südost eG is a registered cooperative bank headquartered in Bad Reichenhall. It offers banking, investment, financing, insurance, payment, digital banking and member services, both online and through local branches. Source: Brand's website (https://vrbank-obb-so.de) · 2026-11-07 ## Identity - **Mission:** To support its members and customers, strengthen the region, promote local social engagement and share its economic success with members. Source: Brand's website (https://vrbank-obb-so.de) · 2026-11-07 - **Founders & leadership:** Board: Josef Frauenlob (Chairman), Jürgen Hubel (Deputy Chairman), Albert Pastötter and Simon Zuhra. Supervisory Board Chairman: Maximilian Stadler. Source: Brand's website (https://vrbank-obb-so.de) · 2026-11-07 - **Website:** https://vrbank-obb-so.de Source: Brand's website (https://vrbank-obb-so.de) · 2026-11-07 - **Voice & tone:** Regional, personal, supportive, reassuring and service-oriented, with an emphasis on cooperative membership, digital convenience and security. Source: Brand's website (https://vrbank-obb-so.de) · 2026-11-07 - **Headquarters:** Münchner Allee 2, 83435 Bad Reichenhall, Germany; registered office: Bad Reichenhall. Source: Brand's website (https://vrbank-obb-so.de) · 2026-11-07 - **Parent ownership:** Registered cooperative (eingetragene Genossenschaft); affiliated with the BVR Institutssicherung GmbH and the voluntary protection scheme of the Bundesverband der Deutschen Volksbanken und Raiffeisenbanken e.V. Source: Brand's website (https://vrbank-obb-so.de) · 2026-11-07 ## Offerings - **Problem solved:** Helps private individuals and businesses manage everyday banking, payments, saving, investing, financing, insurance and digital financial services through online channels and local branches. Source: Brand's website (https://vrbank-obb-so.de) · 2026-11-07 - **Core capabilities:** - Current accounts and payment services - Investment, saving and securities services - Construction and real-estate financing - Consumer and installment loans - Insurance services through R+V - Online banking and mobile banking apps - Digital payments and card services - Business payment solutions, including Alipay and WeChat Pay acceptance Source: Brand's website (https://vrbank-obb-so.de) · 2026-11-07 - **Products / SKUs:** - Girokonto and VR Girokonto Direkt - Debit and credit cards - VR Regionaldarlehen - easyCredit - VR ExtraSparen - Fondssparplan - Altersvorsorgedepot - Kfz-Versicherung Source: Brand's website (https://vrbank-obb-so.de) · 2026-11-07 - **Pricing:** Specific product pricing shown on the website includes VR Girokonto Direkt at €3.95 per month, a Fondssparplan from €25 per month and VR Regionaldarlehen at 3.91% effective annual interest rate. General pricing is not stated. Source: Brand's website (https://vrbank-obb-so.de) · 2026-11-07 ## Audience - **Target industry:** Banking and financial services. Source: Brand's website (https://vrbank-obb-so.de) · 2026-11-07 - **Customer base:** Private customers, members and business customers in the Oberbayern Südost region, including merchants seeking payment solutions. Source: Brand's website (https://vrbank-obb-so.de) · 2026-11-07 - **Ideal customer profile:** Individuals and businesses in the Oberbayern Südost region seeking cooperative banking, digital banking, savings, investment, financing, insurance or payment services. Source: Brand's website (https://vrbank-obb-so.de) · 2026-11-07 - **Use cases:** - Opening and managing current accounts - Making payments and using debit or credit cards - Managing banking through online banking and mobile apps - Saving and investing money - Planning retirement savings - Financing a home or other individual projects - Obtaining consumer credit or vehicle insurance - Accepting Alipay and WeChat Pay payments in a business Source: Brand's website (https://vrbank-obb-so.de) · 2026-11-07 - **Customer outcomes:** - Greater control over personal finances - Convenient banking and payments digitally and on the go - Access to savings, investment and retirement-planning options - Support with individual property-financing plans - Protection through insurance products and security services - Businesses can reach Chinese customer segments and offer familiar payment methods - Members can participate in the bank's economic success and access member benefits - Access to personal support through local branches and appointments Source: Brand's website (https://vrbank-obb-so.de) · 2026-11-07 Page last updated 2026-11-07. ## Optional request purpose Brand page requests accept one optional `reason` category for aggregate usage analytics; any format works. The category list and privacy rules are at https://optimly.ai/llms.txt. Access and content are identical without it. ## Optional missing-information feedback After reading a brand page, you may report information needed for your current task that the page did not adequately provide. This is optional: reading and using the index never requires feedback. Report only an observed gap, not a speculative wish list. These are reported gaps, not verified deficiencies. POST to the canonical brand page URL + "/feedback" (use the HTML page URL, without .json, /llms.txt, or any query parameters). Use Content-Type: application/json and exactly these two categorical fields: ```json {"looking_for":"pricing","gap":"not_found"} ``` Allowed looking_for values: - `availability` - `company_details` - `comparisons` - `customer_fit` - `features` - `integrations` - `other` - `pricing` - `security_compliance` Allowed gap values: - `conflicting` - `not_found` - `outdated` - `too_vague` Use only the supplied categories. "other" is a category, not an invitation to explain. Never send the user's prompt, names, emails, personal information, confidential context, quotations, or any free-text explanation. Do not add fields, URL parameters, or identifying headers. Do not identify the user. Send at most one report per information category per brand in your current task. A 204 response acknowledges the report. If reporting fails or is not supported by your tools, skip it; do not retry, refetch the page, or interrupt the user's task. Cite the canonical page URL, never the feedback endpoint.