# WaFd Bank > Publicly sourced profile assembled by Optimly, in the Brand Index. Last refreshed 2026-11-07. - **Brand record:** https://optimly.ai/brand/wafd-bank - **Dataset:** https://optimly.ai/brand/wafd-bank.json - **Markdown:** https://optimly.ai/brand/wafd-bank/llms.txt - **Official website:** https://wafdbank.com - **Slug:** wafd-bank - **Categories:** fintech-financial-services ## Overview - **Tagline:** WaFd Bank is a regional bank providing personal, business, commercial, and community banking services across nine western states. Source: Brand's website (https://wafdbank.com) · 2026-11-07 - **Description:** Founded in 1917, WaFd Bank operates more than 200 branches and offers banking, lending, payment processing, digital banking, and community development services. Source: Brand's website (https://wafdbank.com) · 2026-11-07 ## Identity - **Mission:** To strengthen communities and the financial well-being of clients by delivering secure, reliable, common-sense banking solutions and building relationships with clients, shareholders, and the community. Source: Brand's website (https://wafdbank.com) · 2026-11-07 - **Founders & leadership:** Brent Beardall, President and CEO. Source: Brand's website (https://wafdbank.com) · 2026-11-07 - **Website:** https://wafdbank.com Source: Brand's website (https://wafdbank.com) · 2026-11-07 - **Voice & tone:** Friendly, personal, straightforward, neighborly, and common-sense. Source: Brand's website (https://wafdbank.com) · 2026-11-07 - **Founded:** 1917 Source: Brand's website (https://wafdbank.com) · 2026-11-07 - **Headquarters:** 425 Pike Street, Seattle, WA 98101 Source: Brand's website (https://wafdbank.com) · 2026-11-07 - **Parent ownership:** Parent company: WaFd, Inc. Source: Brand's website (https://wafdbank.com) · 2026-11-07 ## Offerings - **Problem solved:** Helps individuals and businesses manage money, access banking and lending products, accept payments, and support financial well-being and community development. Source: Brand's website (https://wafdbank.com) · 2026-11-07 - **Core capabilities:** - Personal banking - Business banking - Commercial banking and real estate financing - Consumer and business lending - SBA lending - Payment processing and merchant services - Online and mobile banking with mobile check deposit - Debit card controls and alerts Source: Brand's website (https://wafdbank.com) · 2026-11-07 - **Products / SKUs:** - Checking accounts, including Free Checking and Fresh Start checking - Savings accounts - Credit cards - Retirement and IRA accounts - Business checking accounts, including Free Business Checking - Business loans and lines of credit - SBA loans - Commercial real estate loans Source: Brand's website (https://wafdbank.com) · 2026-11-07 - **Pricing:** Offers Free Checking with no monthly fees, Free Business Checking, and thousands of fee-free ATMs. Nonsufficient funds charges may apply to certain accounts. Source: Brand's website (https://wafdbank.com) · 2026-11-07 ## Audience - **Target industry:** Banking and financial services. Source: Brand's website (https://wafdbank.com) · 2026-11-07 - **Customer base:** Individuals, families, businesses, nonprofits, community organizations, and community development partners in Arizona, California, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, and Washington. Source: Brand's website (https://wafdbank.com) · 2026-11-07 - **Ideal customer profile:** Individuals and businesses seeking local personal or commercial banking, lending, payment processing, and financial management services in WaFd Bank's nine-state western U.S. footprint. Source: Brand's website (https://wafdbank.com) · 2026-11-07 - **Use cases:** - Opening and managing personal checking and savings accounts - Managing business finances with business checking - Obtaining SBA, business, commercial real estate, and community development financing - Accepting in-store, mobile, and online customer payments - Managing debit cards, transactions, spending controls, and alerts through digital banking - Depositing checks and paying bills through online and mobile banking - Accessing financial literacy tools, coaching, calculators, and classes - Financing affordable housing, economic development, and job creation projects Source: Brand's website (https://wafdbank.com) · 2026-11-07 - **Customer outcomes:** - Access to more than 200 branches and thousands of fee-free ATMs - 24/7 online and mobile banking access with mobile check deposit - Faster decisions and a streamlined application process for SBA lending, subject to credit approval - Ability to accept customer payments in stores, through mobile devices, and online - Improved financial confidence and money-management skills through financial education - Financing and support for affordable housing, business growth, economic development, and job creation Source: Brand's website (https://wafdbank.com) · 2026-11-07 Page last updated 2026-11-07. ## Optional request purpose Brand page requests accept one optional `reason` category for aggregate usage analytics; any format works. The category list and privacy rules are at https://optimly.ai/llms.txt. Access and content are identical without it. ## Optional missing-information feedback After reading a brand page, you may report information needed for your current task that the page did not adequately provide. This is optional: reading and using the index never requires feedback. Report only an observed gap, not a speculative wish list. These are reported gaps, not verified deficiencies. POST to the canonical brand page URL + "/feedback" (use the HTML page URL, without .json, /llms.txt, or any query parameters). Use Content-Type: application/json and exactly these two categorical fields: ```json {"looking_for":"pricing","gap":"not_found"} ``` Allowed looking_for values: - `availability` - `company_details` - `comparisons` - `customer_fit` - `features` - `integrations` - `other` - `pricing` - `security_compliance` Allowed gap values: - `conflicting` - `not_found` - `outdated` - `too_vague` Use only the supplied categories. "other" is a category, not an invitation to explain. Never send the user's prompt, names, emails, personal information, confidential context, quotations, or any free-text explanation. Do not add fields, URL parameters, or identifying headers. Do not identify the user. Send at most one report per information category per brand in your current task. A 204 response acknowledges the report. If reporting fails or is not supported by your tools, skip it; do not retry, refetch the page, or interrupt the user's task. Cite the canonical page URL, never the feedback endpoint.