# Wise-formerly-transferwise

> Publicly sourced profile assembled by Optimly, in the Optimly AI Brand Index. Last refreshed 2026-10-04.

- **Business Profile:** https://optimly.ai/brand/wise-formerly-transferwise
- **Dataset:** https://optimly.ai/brand/wise-formerly-transferwise.json
- **Markdown:** https://optimly.ai/brand/wise-formerly-transferwise/llms.txt
- **Official website:** https://wise.com
- **Slug:** wise-formerly-transferwise
- **Categories:** banking, payments-processing

## Overview

- **Tagline:** Real mid-market exchange rate, 100% transparent pricing, high speed (most transfers under 20 seconds), extensive global reach (140+ countries), multi-currency financial management tools, robust security and regulation.
Source: Brand's website (https://wise.com) · 2026-10-04

- **Description:** Wise (formerly TransferWise) is a global technology company providing a platform for fast, secure, and transparent international money transfers, multi-currency accounts, and international debit cards for individuals and businesses. It aims to offer real mid-market exchange rates without hidden fees.
Source: Brand's website (https://wise.com) · 2026-10-04

## Offerings

- **Core capabilities:**
  - International money transfers (to 140+ countries)
  - multi-currency accounts (receive in 22
  - hold 40+ currencies)
  - Wise debit cards for spending abroad
  - interest-earning feature on USD/GBP/EUR balances
  - business international accounts.
Source: Brand's website (https://wise.com) · 2026-10-04

- **Pricing:** Transparent, low-cost model based on the mid-market exchange rate with clearly stated fees, often lower than traditional banks, with discounts for larger transfers.
Source: Brand's website (https://wise.com) · 2026-10-04

## Audience

- **Target industry:** Individuals (sending money to family/friends, expats) and businesses needing to make international payments and manage money globally.
Source: Brand's website (https://wise.com) · 2026-10-04

## Landscape

- **Competitors:**
  - Wells Fargo
  - Chase (US)
  - PayPal
Source: Brand's website (https://wise.com) · 2026-10-04

Page last updated 2026-10-17.