{"name":"XalqBank","domain":"xalqbank.az","url":"https://optimly.ai/brand/xalqbank","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"Xalq Bank is a full-service bank founded in 2004, offering banking products and services through branches and online channels.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xalqbank.az","updated_at":"2026-11-08T02:53:57.303731+00:00"},{"key":"description","label":"Description","shape":"text","content":"OJSC Xalq Bank describes itself as one of the region’s dynamically growing financial institutions and a full-service bank. It offers financial products and services including loans, mortgages, deposits, cards, online banking, and currency exchange.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xalqbank.az","updated_at":"2026-11-08T02:53:57.303731+00:00"}]},{"header":"Identity","sections":[{"key":"mission","label":"Mission","shape":"text","content":"To be a trusted partner and useful guide for customers in the world of finance, guided by integrity, transparency, trust, respect, speed, flexibility, high-quality service, and a tailored approach.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xalqbank.az","updated_at":"2026-11-08T02:53:57.303731+00:00"},{"key":"website","label":"Website","shape":"text","content":"https://xalqbank.az","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xalqbank.az","updated_at":"2026-11-08T02:53:57.303731+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"Trustworthy, customer-focused, professional, and service-oriented.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xalqbank.az","updated_at":"2026-11-08T02:53:57.303731+00:00"},{"key":"founded","label":"Founded","shape":"text","content":"2004","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xalqbank.az","updated_at":"2026-11-08T02:53:57.303731+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"Helps individuals and customers access banking, borrowing, saving, payment, money-management, and currency-exchange services through branches and digital channels.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xalqbank.az","updated_at":"2026-11-08T02:53:57.303731+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"Consumer and mortgage lending\nDeposit and savings services\nPayment cards and cashback programs\nOnline banking and mobile banking through XalqOnline\nOnline loan and card applications\nCurrency exchange and conversion\nBranch-based banking services","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xalqbank.az","updated_at":"2026-11-08T02:53:57.303731+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"XalqKart and XalqKart PETROL cards\nConsumer loans\nInternal mortgage loans\nCommercial mortgages\nDigital deposits in XalqOnline\nDeposit products\nXalqOnline mobile application\nOnline loan ordering","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xalqbank.az","updated_at":"2026-11-08T02:53:57.303731+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"Pricing varies by product. The internal mortgage page lists terms of up to 22 years, a maximum amount of 250,000 AZN, annual interest from 11%, and a 30% down payment; it also states that the 11% rate is offered under campaign terms until 30 December 2026. Promotional offers include 5% cashback at Baku Electronics and 3% PETROL plus 2% cashback with XalqKart PETROL.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xalqbank.az","updated_at":"2026-11-08T02:53:57.303731+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Banking and financial services","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xalqbank.az","updated_at":"2026-11-08T02:53:57.303731+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"Banking customers, including individuals seeking personal loans, mortgages, deposits, payment cards, digital banking, and related financial services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xalqbank.az","updated_at":"2026-11-08T02:53:57.303731+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"Individuals in Azerbaijan seeking retail banking products such as consumer or mortgage loans, deposits, payment cards, cashback, and convenient online banking services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xalqbank.az","updated_at":"2026-11-08T02:53:57.303731+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Apply for a consumer or mortgage loan online\nFinance the purchase of a home through an internal mortgage\nPlace a deposit and participate in a deposit lottery\nMake payments and earn cashback with XalqKart\nManage accounts, cards, and banking transactions through XalqOnline\nOrder a bank card with delivery\nCheck exchange rates and convert currencies","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xalqbank.az","updated_at":"2026-11-08T02:53:57.303731+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"Access banking services through branches and online channels\nObtain financing for consumer, residential, or commercial property needs\nManage accounts and card balances remotely\nEarn cashback and PETROL rewards on eligible purchases\nSave money through deposit products\nComplete loan and card applications online","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xalqbank.az","updated_at":"2026-11-08T02:53:57.303731+00:00"}]}],"last_refreshed_at":"2026-11-08T02:53:57.310653+00:00","last_changed_at":"2026-11-08T02:53:57.316546+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=acb1b16d-3a9b-475e-b120-f4ccc6442c71"}