{"name":"Xapo Bank","domain":"xapo.com","url":"https://optimly.ai/brand/xapo-bank","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"Xapo Bank is a regulated Gibraltar-based bank offering Bitcoin custody, USD savings, crypto services, lending, investing, and global transactions.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xapo.com","updated_at":"2026-11-06T17:37:24.937668+00:00"},{"key":"description","label":"Description","shape":"text","content":"Xapo Bank helps members secure, spend, and grow wealth across Bitcoin, USD, stablecoins, and other investments. It offers protected USD balances, Bitcoin savings, BTC-backed borrowing, investment access, global payments, and dedicated relationship support.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xapo.com","updated_at":"2026-11-06T17:37:24.937668+00:00"}]},{"header":"Identity","sections":[{"key":"mission","label":"Mission","shape":"text","content":"To serve the full spectrum of Bitcoin wealth by giving people who want liquidity without losing exposure, and those building wealth, a path to grow their holdings.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xapo.com","updated_at":"2026-11-06T17:37:24.937668+00:00"},{"key":"website","label":"Website","shape":"text","content":"https://xapo.com","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xapo.com","updated_at":"2026-11-06T17:37:24.937668+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"Premium, security-focused, Bitcoin-native, and service-oriented.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xapo.com","updated_at":"2026-11-06T17:37:24.937668+00:00"},{"key":"founded","label":"Founded","shape":"text","content":"2013","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xapo.com","updated_at":"2026-11-06T17:37:24.937668+00:00"},{"key":"headquarters","label":"Headquarters","shape":"text","content":"One Grand Casemates Square, Gibraltar","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xapo.com","updated_at":"2026-11-06T17:37:24.937668+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"Xapo Bank helps customers access liquidity, banking, spending, investing, and wealth-growth services without needing to sell or otherwise give up long-term Bitcoin exposure, while providing secure custody and dedicated support.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xapo.com","updated_at":"2026-11-06T17:37:24.937668+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"Bitcoin custody with triple-layer security, including underground vaults, MPC technology, and tailored personal access\nUSD Savings with returns paid daily in Bitcoin\nAutomatic conversion of USDT and USDC deposits into USD balances\nBitcoin savings and BTC yield products\nBTC-backed loans with up to 40% loan-to-value and flexible terms\nGlobal sending and spending in major currencies with no FX fees\nAccess to U.S. stocks, ETFs, and altcoins\nDedicated relationship managers and 24/7 in-app or email assistance","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xapo.com","updated_at":"2026-11-06T17:37:24.937668+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"USD Savings\nBitcoin Savings\nBTC Credit Fund\nBTC-backed loans\nU.S. stocks, ETFs, and altcoin investments\nGlobal sending and spending\nBitcoin custody\nDesignated beneficiaries and inheritance services","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xapo.com","updated_at":"2026-11-06T17:37:24.937668+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"Membership has an annual cost, but the amount is not stated. New members are offered 4.6% variable APY on USD Savings, paid daily in BTC, for the first three months, followed by a 4.1% variable base rate. Bitcoin Savings pays 0.25% APY, and the BTC Credit Fund offers up to 4% APY. Membership can be paid in USD, GBP, EUR, USDT, USDC, or BTC.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xapo.com","updated_at":"2026-11-06T17:37:24.937668+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Banking, financial services, cryptocurrency, and digital assets.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xapo.com","updated_at":"2026-11-06T17:37:24.937668+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"Members and customers holding or building wealth in Bitcoin, USD, stablecoins, and other investments. The website features members from New Zealand, the Netherlands, Portugal, Singapore, Germany, the United Kingdom, Brazil, and Poland.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xapo.com","updated_at":"2026-11-06T17:37:24.937668+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"Bitcoin holders and wealth builders seeking secure custody, liquid USD access without selling Bitcoin, Bitcoin-denominated returns, BTC-backed borrowing, global financial services, and personalized relationship support.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xapo.com","updated_at":"2026-11-06T17:37:24.937668+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Earn Bitcoin on USD, stablecoin, or Bitcoin balances\nConvert USDT or USDC deposits into protected USD balances\nBorrow cash against Bitcoin without selling long-term holdings\nInvest in U.S. stocks, ETFs, and altcoins\nSend and spend money globally in major currencies\nSecurely custody Bitcoin\nDesignate Bitcoin beneficiaries and plan wealth transfer\nReceive personalized support for banking and crypto needs","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xapo.com","updated_at":"2026-11-06T17:37:24.937668+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"Grow Bitcoin holdings through savings and investment products\nAccess cash while keeping Bitcoin exposure\nHold USD with protection under the Gibraltar Deposit Guarantee Scheme up to the USD equivalent of £120,000\nTransact globally without FX fees\nManage fiat, stablecoins, Bitcoin, and investments in one app\nReceive dedicated relationship support and 24/7 assistance\nProtect and transfer Bitcoin wealth","source_type":"1p_website","source_label":"Brand's website","source_url":"https://xapo.com","updated_at":"2026-11-06T17:37:24.937668+00:00"}]}],"last_refreshed_at":"2026-11-06T17:37:24.949190+00:00","last_changed_at":"2026-11-06T17:37:24.959725+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=9eddefcf-33ef-408e-8974-d0020dd81372"}