{"name":"Ōtawara Shinkin Bank","domain":"ohtawara-shinkin.co.jp","url":"https://optimly.ai/brand/ōtawara-shinkin-bank","is_claimed":false,"categories":["fintech-financial-services"],"headers":[{"header":"Overview","sections":[{"key":"short_description","label":"Tagline","shape":"text","content":"Ōtawara Shinkin Bank is a Japanese credit union bank providing deposit, lending, investment, insurance, payment, internet banking and business services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://ohtawara-shinkin.co.jp","updated_at":"2026-11-07T06:41:05.980537+00:00"},{"key":"description","label":"Description","shape":"text","content":"Ōtawara Shinkin Bank offers financial products and services for individuals, corporations and individual business owners, including deposits, housing and personal loans, investment trusts, insurance, pensions, internet banking, electronic receivables and business-oriented services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://ohtawara-shinkin.co.jp","updated_at":"2026-11-07T06:41:05.980537+00:00"}]},{"header":"Identity","sections":[{"key":"mission","label":"Mission","shape":"text","content":"To support customers’ daily lives through convenient financial services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://ohtawara-shinkin.co.jp","updated_at":"2026-11-07T06:41:05.980537+00:00"},{"key":"website","label":"Website","shape":"text","content":"https://ohtawara-shinkin.co.jp","source_type":"1p_website","source_label":"Brand's website","source_url":"https://ohtawara-shinkin.co.jp","updated_at":"2026-11-07T06:41:05.980537+00:00"},{"key":"voice_tone","label":"Voice & tone","shape":"text","content":"Formal, informative and customer-service oriented.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://ohtawara-shinkin.co.jp","updated_at":"2026-11-07T06:41:05.980537+00:00"}]},{"header":"Offerings","sections":[{"key":"problem_solved","label":"Problem solved","shape":"text","content":"Helps individuals and businesses manage deposits, payments, borrowing, investments, insurance, pensions and other financial needs.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://ohtawara-shinkin.co.jp","updated_at":"2026-11-07T06:41:05.980537+00:00"},{"key":"core_capabilities","label":"Core capabilities","shape":"text","content":"Deposit products and account services\nHousing, auto, education, purpose-based, free-use and card loans\nInternet banking for individuals, corporations and individual business owners\nElectronic receivables settlement through the Densai Net service\nInvestment trusts and government bonds for individuals\nLife, medical, cancer, nursing-care, accident, fire and business insurance\nPension consultations\nATM and electronic payment services","source_type":"1p_website","source_label":"Brand's website","source_url":"https://ohtawara-shinkin.co.jp","updated_at":"2026-11-07T06:41:05.980537+00:00"},{"key":"products","label":"Products / SKUs","shape":"text","content":"Deposit accounts and savings products\nHousing loans\nCar loans\nEducation loans\nPurpose loans\nFree loans\nCard loans\nInvestment trusts","source_type":"1p_website","source_label":"Brand's website","source_url":"https://ohtawara-shinkin.co.jp","updated_at":"2026-11-07T06:41:05.980537+00:00"},{"key":"pricing","label":"Pricing","shape":"text","content":"The website publishes fees and interest rates, including ATM, transfer, internet banking, loan-related, deposit and Densai Net charges. Specific rates and fees vary by product and transaction.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://ohtawara-shinkin.co.jp","updated_at":"2026-11-07T06:41:05.980537+00:00"}]},{"header":"Audience","sections":[{"key":"target_industry","label":"Target industry","shape":"text","content":"Banking and financial services","source_type":"1p_website","source_label":"Brand's website","source_url":"https://ohtawara-shinkin.co.jp","updated_at":"2026-11-07T06:41:05.980537+00:00"},{"key":"customer_base","label":"Customer base","shape":"text","content":"Individuals, corporations and individual business owners.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://ohtawara-shinkin.co.jp","updated_at":"2026-11-07T06:41:05.980537+00:00"},{"key":"icp","label":"Ideal customer profile","shape":"text","content":"Individuals seeking deposits, loans, investments, insurance, pension support or digital banking, and corporations or individual business owners needing business banking and payment services.","source_type":"1p_website","source_label":"Brand's website","source_url":"https://ohtawara-shinkin.co.jp","updated_at":"2026-11-07T06:41:05.980537+00:00"},{"key":"use_cases","label":"Use cases","shape":"text","content":"Managing everyday deposits, salary and pension receipts, and automatic payments\nMaking transfers, checking balances and reviewing transaction details online\nFinancing home construction, renovation or refinancing\nFinancing vehicles, education and other personal purposes\nBuilding savings through term deposits and installment savings\nInvesting through investment trusts and individual government bonds\nObtaining life, medical, property and business insurance\nCharging electronic money from a bank account","source_type":"1p_website","source_label":"Brand's website","source_url":"https://ohtawara-shinkin.co.jp","updated_at":"2026-11-07T06:41:05.980537+00:00"},{"key":"customer_outcomes","label":"Customer outcomes","shape":"text","content":"Access to everyday deposit and payment management\nOnline access to transfers, balance inquiries and transaction details\nFinancing for housing, vehicles, education and other purposes\nSupport for asset management and protection through investment and insurance products\nIndividual pension consultation at no charge\nDigital and electronic payment options\nBusiness banking and settlement support","source_type":"1p_website","source_label":"Brand's website","source_url":"https://ohtawara-shinkin.co.jp","updated_at":"2026-11-07T06:41:05.980537+00:00"}]}],"last_refreshed_at":"2026-11-07T06:41:05.990646+00:00","last_changed_at":"2026-11-07T06:41:05.997664+00:00","claim_url":"https://app.optimly.ai/sign-up?claim=667e7799-4879-4e73-af60-038ab0ebe5fc"}