CreditVidya is a financial technology company that provides AI-powered credit underwriting and digital lending infrastructure. Founded in 2012, it specializes in assessing the creditworthiness of individuals with little to no formal credit history by analyzing alternative data points.
Brand Authority Index (BAI): 62/100
Archetype: Misread
Category: Fintech
https://optimly.ai/brand/creditvidya
Last analyzed: April 11, 2026
Founded: 2012
Headquarters: Hyderabad, India