the-clearing-house-epn

Unclaimed theclearinghouse.org payments-processing

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Overview

Tagline Brand's website · 2026-10-04

Proven reliability, always-on operations, and participant-focused support, purpose-built for high-volume ACH processing at scale. Offers operational flexibility with later submission deadlines for intra-EPN transactions and 24/7 inbound file transmissions. Provides value-added services like UPIC for secure credit payments and DDA Token Service for account number protection.

Description Brand's website · 2026-10-04

The Electronic Payments Network (EPN®) is a private-sector Automated Clearing House (ACH) service operated by The Clearing House, designed for large originating and receiving financial institutions. It clears and settles high-volume, recurring, batch, and non-urgent ACH transactions, handling essentially half of U.S. commercial ACH volume. EPN emphasizes reliable performance, operational flexibility, and participant-focused support.

Offerings

Core capabilities Brand's website · 2026-10-04

  • ACH transaction clearing and settlement
  • Same Day ACH
  • UPIC (Universal Payment Identification Code)
  • ACH Risk Monitoring Reports
  • DDA Token Service
  • ACH education and professional services via TCHPA.

Pricing Brand's website · 2026-10-04

Not specified in the provided context.

Audience

Target industry Brand's website · 2026-10-04

Large originating and receiving financial institutions (ODFIs and RDFIs), top ACH originators and receivers, Depository Financial Institutions (DFIs).

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Page last updated 2026-10-17.