Toast Capital
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Overview
Tagline Brand's website · 2026-10-04
Rapid funding (as fast as one business day), no personal credit check or guarantee, transparent fixed cost, eligibility based on Toast sales history, and seamless integration with the Toast POS ecosystem for both application and repayment.
Description Brand's website · 2026-10-04
Toast Capital provides access to funding for Toast businesses for any business need, without requiring a credit check or personal guarantee. Loans have a fixed, transparent cost and are repaid through a daily holdback from card sales processed via Toast POS. Loans are issued by WebBank.
Offerings
Core capabilities Brand's website · 2026-10-04
Business loans (access to funding) for Toast customers.
Pricing Brand's website · 2026-10-04
Fixed fee, no compounding interest, repaid through a daily holdback percentage from credit and debit card sales processed via Toast.
Audience
Target industry Brand's website · 2026-10-04
Restaurants and food service businesses that use the Toast point-of-sale (POS) system.
Landscape
Competitors Brand's website · 2026-10-04
- Square Capital (Block Capital)
- PayPal Working Capital
- Kabbage (American Express Business Blueprint)
- OnDeck
- Fundbox
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Claim Toast Capital — free →Page last updated 2026-10-17.