Acom
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Overview
Tagline Brand's website · 2026-11-07
Acom is a Japanese financial services company offering loans, credit cards, credit guarantees, overseas finance, and related services.
Description Brand's website · 2026-11-07
Acom Co., Ltd. operates loan, credit card, credit guarantee, overseas finance, and receivables management businesses. Its consumer offerings include card loans, credit cards, business support card loans, and refinancing loans, supported by digital services such as the myac smartphone app.
Identity
Mission Brand's website · 2026-11-07
Based on respect for human dignity and putting customers first, Acom aims to contribute to enjoyable and affluent personal lives and improve lifestyle through creative and innovative management.
Founders & leadership Brand's website · 2026-11-07
Masataka Kinoshita is Representative Director, President and Executive Officer. Shigeyoshi Kinoshita is Representative Director and Chairman; Hiroshi Naruse is Representative Director and Vice Chairman.
Website Brand's website · 2026-11-07
https://acom.co.jp
Voice & tone Brand's website · 2026-11-07
Customer-first, reassuring, accessible, and service-oriented, with an emphasis on trust, respect, convenience, and innovation.
Founded Brand's website · 2026-11-07
Founded April 2, 1936; incorporated October 23, 1978.
Headquarters Brand's website · 2026-11-07
Higashi-Shimbashi, Minato-ku, Tokyo, Japan.
Parent ownership Brand's website · 2026-11-07
Acom is part of the Mitsubishi UFJ Financial Group (MUFG) group. Its parent company is Mitsubishi UFJ Financial Group, Inc.
Offerings
Problem solved Brand's website · 2026-11-07
Acom provides access to personal and business financing, credit card services, credit guarantees, and repayment support for customers with funding needs. Its digital and ATM services are designed to make borrowing, repayment, and account management more convenient.
Core capabilities Brand's website · 2026-11-07
- Consumer lending and card loans
- Credit card services
- Business support card loans
- Refinancing loans
- Credit guarantee services
- Overseas consumer finance and installment lending
- Receivables management and collection
- Digital account management through the myac smartphone app
Products / SKUs Brand's website · 2026-11-07
- Acom card loan
- AC MasterCard credit card
- Business support card loan
- Refinancing loan
- myac official smartphone app
Audience
Target industry Brand's website · 2026-11-07
Financial services, including consumer finance, lending, credit cards, credit guarantees, and overseas retail finance.
Customer base Brand's website · 2026-11-07
Individuals seeking personal financing, credit cards, or refinancing; business customers using business support loans; and financial institutions and partners using Acom’s credit guarantee services.
Ideal customer profile Brand's website · 2026-11-07
Individuals in Japan with personal funding needs, customers seeking card-based borrowing or credit card services, small business customers needing business support financing, and financial institutions seeking credit guarantee partnerships.
Use cases Brand's website · 2026-11-07
- Applying for a personal card loan
- Checking borrowing eligibility through a three-second diagnosis
- Using a credit card for purchases
- Obtaining business support financing
- Refinancing existing borrowing
- Borrowing and repaying through the myac smartphone app without a physical card
- Locating nearby ATMs and automated contract machines
- Providing credit guarantees for partner financial institutions
Customer outcomes Brand's website · 2026-11-07
- Convenient access to personal and business financing
- Faster initial borrowing eligibility checks
- More convenient borrowing and repayment through digital services
- Card-free borrowing and repayment through the smartphone app
- Visibility into usage status and credit card information
- Access to nationwide ATM and automated contract machine services
- Financing support for customers in overseas ASEAN markets
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Claim Acom — free →Page last updated 2026-11-07.