Bank Eskhata
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Overview
Tagline Brand's website · 2026-11-07
Bank Eskhata is a systemically important commercial bank in Tajikistan providing retail, business, digital banking, lending, deposits, cards and money transfer services.
Description Brand's website · 2026-11-07
Open Joint-Stock Company Bank Eskhata is a modern bank in Tajikistan. It provides financial products and services through branches, banking service centers, ATMs and the Eskhata Online mobile application.
Identity
Mission Brand's website · 2026-11-07
To create opportunities for prosperity.
Founders & leadership Brand's website · 2026-11-07
The Management Board is chaired by Akmaldzhon Tolibdzhonovich Sayfiddinov. Other listed board members include Yulia Yuryevna Valentini, Ikromdzhon Usmonovich Radzhabov, Andrey Viktorovich Stetsenko, Umarjon Saidzhonovich Umarov and Armen Garievich Tsaturyan. The Supervisory Board is chaired by Rainer Müller-Hanke.
Website Brand's website · 2026-11-07
https://eskhata.com
Voice & tone Brand's website · 2026-11-07
Supportive, accessible, trustworthy and service-oriented, emphasizing financial well-being, reliability, innovation and care for customers.
Founded Brand's website · 2026-11-07
16 November 1993
Headquarters Brand's website · 2026-11-07
Khujand, Tajikistan — 135 Gagarin Street, 735700
Parent ownership Brand's website · 2026-11-07
The bank is an open joint-stock company. The site lists the European Bank for Reconstruction and Development (EBRD) with a 4.61% shareholding and individual resident shareholders; no parent company is identified.
Offerings
Problem solved Brand's website · 2026-11-07
Helps individuals and businesses manage money, save, borrow, make payments, use cards, transfer funds and access banking services digitally or through branches.
Core capabilities Brand's website · 2026-11-07
- Retail banking
- Business and corporate banking
- Deposit and savings products
- Consumer, express, online, vehicle and mortgage lending
- Visa card issuance and services
- Mobile banking through Eskhata Online
- Domestic and international money transfers
- Foreign currency exchange
Products / SKUs Brand's website · 2026-11-07
- Eskhata Online mobile application
- Visa Platinum card
- Visa Gold debit card
- Eskhata Junior children's electronic wallet
- Online credit
- Express credit
- Goods financing
- Auto credit
Pricing Brand's website · 2026-11-07
Published examples include deposits at up to 14% annual interest, the Ozod savings account at 6% annual interest, online credit at 29% annual interest with loans up to 10,000 somoni and terms up to 24 months, and a mortgage at 16% annual interest for up to 500,000 somoni and up to 10 years.
Audience
Target industry Brand's website · 2026-11-07
Banking and financial services
Customer base Brand's website · 2026-11-07
Individuals and legal entities in Tajikistan; the bank states that it serves more than 1 million permanent customers and has products for retail and corporate clients.
Ideal customer profile Brand's website · 2026-11-07
Individuals, families, entrepreneurs and organizations in Tajikistan seeking deposits, loans, payment cards, money transfers, foreign exchange, mobile banking or business banking services.
Use cases Brand's website · 2026-11-07
- Saving money through fixed-term deposits or savings accounts
- Applying for credit through a mobile application without visiting a bank
- Financing consumer purchases
- Buying a car
- Purchasing or building a home
- Managing children's spending with a supervised electronic wallet
- Making domestic and international money transfers
- Paying for purchases and services with Visa cards
Customer outcomes Brand's website · 2026-11-07
- Access to banking services through 150 branches and banking service centers and 438 ATMs
- Ability to manage cards, deposits and loans remotely through the mobile application
- Access to loans for personal, vehicle, housing and purchasing needs
- Secure savings and interest-bearing deposit options
- Domestic and international money transfer access
- Greater parental visibility and control over children's balances and transactions
- Financial support for businesses and economic activity in Tajikistan
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Claim Bank Eskhata — free →Page last updated 2026-11-07.