Bridgewater Bank

Tagline Brand's website · 2026-11-08

Bridgewater Bank is a Canadian Schedule I chartered bank specializing in residential mortgages and deposit products through a select network of brokers.

Description Brand's website · 2026-11-08

Bridgewater Bank is a Calgary-headquartered Canadian bank established in 1997. It provides residential mortgages, alternative lending solutions, Guaranteed Investment Certificates (GICs), and high-interest savings accounts across Canada, excluding Quebec for its mortgage programs.

Mission Brand's website · 2026-11-08

To provide honest, straightforward financial service and solutions for everyday living and important life events, with a personal, flexible, and human approach.

Website Brand's website · 2026-11-08

https://bridgewaterbank.ca

Voice & tone Brand's website · 2026-11-08

Personal, approachable, honest, straightforward, practical, flexible, and non-judgmental.

Founded Brand's website · 2026-11-08

1997

Headquarters Brand's website · 2026-11-08

Calgary, Alberta, Canada

Parent ownership Brand's website · 2026-11-08

Wholly owned subsidiary of the Alberta Motor Association (AMA).

Problem solved Brand's website · 2026-11-08

Bridgewater Bank helps Canadians access residential mortgage and savings solutions, including alternative lending for self-employed clients, people with non-traditional income, and those with bruised credit.

Core capabilities Brand's website · 2026-11-08

• Residential mortgages
• Alternative mortgage lending
• Mortgage renewals, prepayments, refinancing, and equity access
• Guaranteed Investment Certificates (GICs)
• High-interest savings accounts
• Broker-distributed banking products
• Customer experience and complaint resolution support

Products / SKUs Brand's website · 2026-11-08

• Residential mortgages
• Alternative mortgages
• Mortgage renewal solutions
• Mortgage prepayment options
• Mortgage refinancing and home-equity access
• Guaranteed Investment Certificates (GICs)
• High-Interest Savings Accounts (HISAs)
• Smart eSavings™ Account

Target industry Brand's website · 2026-11-08

Banking and financial services

Customer base Brand's website · 2026-11-08

Customers across Canada, including first-time homebuyers, homeowners, self-employed clients, people with non-traditional income, and people with bruised credit. The bank also serves mortgage and deposit brokers through select broker networks.

Ideal customer profile Brand's website · 2026-11-08

Canadian individuals seeking residential mortgages or deposit products, particularly self-employed borrowers, borrowers with non-traditional income or bruised credit, homeowners seeking refinancing or mortgage management options, and savers seeking GICs or high-interest savings accounts. Its intermediary audience includes mortgage and deposit brokers.

Use cases Brand's website · 2026-11-08

• Buying a first home or residential property
• Obtaining an alternative mortgage
• Renewing or switching a mortgage
• Making mortgage prepayments
• Refinancing or accessing home equity
• Consolidating debt through home equity
• Saving through Guaranteed Investment Certificates
• Building savings through high-interest savings accounts

Customer outcomes Brand's website · 2026-11-08

• Access to mortgage solutions tailored to different borrowing needs
• Flexible options for paying down mortgages and potentially reducing interest costs
• Access to refinancing and home-equity funding
• Predictable returns through contractually fixed-rate GICs
• Support for building financial security through high-interest savings
• Personal, responsive, and straightforward customer service