Cham Bank

Tagline Brand's website · 2026-11-08

Cham Bank is Syria's first Islamic bank, offering Sharia-compliant banking, financing, investment, digital banking, cards, and payment services.

Description Brand's website · 2026-11-08

Cham Bank is a Syrian closed joint-stock Islamic bank established in 2006. It provides Sharia-compliant services for individuals, companies, merchants, schools, and universities, including accounts, deposits, financing, cards, digital banking, transfers, and electronic payments.

Mission Brand's website · 2026-11-08

To provide an integrated range of innovative Islamic banking services that comply with Sharia principles and meet the needs of individuals and companies.

Website Brand's website · 2026-11-08

https://chambank.com

Voice & tone Brand's website · 2026-11-08

Professional, service-oriented, and focused on Sharia-compliant banking and digital convenience.

Founded Brand's website · 2026-11-08

2006; established on 7 September 2006 and began operations on 24 January 2007.

Parent ownership Brand's website · 2026-11-08

Kuwaiti Commercial Bank is the principal shareholder with 32% ownership; the Islamic Development Bank holds 9%, and Mersalcom Limited Liability Company holds up to 5%.

Problem solved Brand's website · 2026-11-08

Provides Sharia-compliant financial products and digital banking tools for everyday account management, saving and investment, personal and business financing, transfers, card usage, and electronic payment acceptance.

Core capabilities Brand's website · 2026-11-08

• Sharia-compliant personal and corporate financing
• Current, savings, investment, and deposit accounts
• Real-estate, goods, equipment, education, travel, and medical financing
• Corporate banking and SME financial services
• Domestic and international bank transfers
• Documentary credits, collection services, and bank guarantees
• Bank cards and Islamic credit cards
• Mobile banking and internet banking

Products / SKUs Brand's website · 2026-11-08

• Personal financing and Murabaha products
• Real-estate financing
• Installment financing for furniture, appliances, mobile phones, and building materials
• Musawama installment financing
• Corporate and SME financing
• Corporate real-estate, goods, machinery, and services financing
• Current, savings, and investment accounts
• Term deposits, Amanah deposits, and Wakala deposits

Pricing Brand's website · 2026-11-08

Product-specific. The website lists real-estate financing of up to 100 million Syrian pounds for up to 60 months, and SME Murabaha financing of 50–250 million Syrian pounds; it also publishes deposit profit rates and a tariffs and commissions schedule.

Target industry Brand's website · 2026-11-08

Banking and financial services, with services for retail banking, businesses, merchants, education, and payment acceptance.

Customer base Brand's website · 2026-11-08

Individuals and Syrian families; large, medium-sized, and small companies; commercial, industrial, and service-sector businesses; merchants; schools; universities; and charitable organizations.

Ideal customer profile Brand's website · 2026-11-08

Individuals and families seeking Sharia-compliant accounts, deposits, cards, digital banking, or personal financing, as well as SMEs and larger companies needing Islamic financing, corporate banking, payment acceptance, trade finance, or guarantees.

Use cases Brand's website · 2026-11-08

• Opening and managing current, savings, and investment accounts
• Saving and investing through term and Wakala deposits
• Obtaining personal, real-estate, goods, education, travel, or medical financing
• Financing business assets, inventory, real estate, machinery, and services
• Managing accounts, cards, and transfers through mobile or internet banking
• Sending and receiving domestic and international transfers
• Accepting card and online payments at merchants
• Paying school, university, government, and other bills electronically

Customer outcomes Brand's website · 2026-11-08

• Access to Islamic banking products governed by Sharia principles
• Ability to manage accounts, cards, and transfers through mobile and internet channels
• Access to personal and business financing with installment and Murabaha options
• Ability to save and invest through accounts and deposits
• Ability for merchants to accept card, QR, and online payments
• Electronic collection of school and university fees
• Faster digital payments, transfers, and bill settlement
• Transaction visibility through SMS and push notifications