Creditplus Bank
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Overview
Tagline Brand's website · 2026-11-07
Creditplus Bank AG is a German bank specializing in consumer credit and financing for private customers and business partners.
Description Brand's website · 2026-11-07
Creditplus offers consumer loans and financing through online channels, an online branch, and branches across Germany. It describes itself as a specialist in consumer credit and a 100%-owned subsidiary of Crédit Agricole Personal Finance & Mobility.
Identity
Mission Brand's website · 2026-11-07
To make financial goals and purchases achievable through consumer financing, combining digital services with personal advice. Its stated ambition is to be 100% digital and 100% human.
Founders & leadership Brand's website · 2026-11-07
Executive Board: Amir Djourabtchi (Chairman), Laurence Antier, Karim el Abiary, Christian Frey and Pietro Saija. Supervisory Board Chair: Anne Laimé.
Website Brand's website · 2026-11-07
https://creditplus.de
Voice & tone Brand's website · 2026-11-07
Approachable, optimistic, reassuring, informal and customer-focused, emphasizing simplicity, speed, flexibility and making things achievable.
Founded Brand's website · 2026-11-07
The website states that Creditplus has more than 60 years of experience; no exact founding year is provided.
Headquarters Brand's website · 2026-11-07
Stuttgart, Germany. Address: Augustenstraße 7, 70178 Stuttgart.
Parent ownership Brand's website · 2026-11-07
100%-owned subsidiary of Crédit Agricole Personal Finance & Mobility and part of the Crédit Agricole banking group.
Offerings
Problem solved Brand's website · 2026-11-07
Helps consumers finance purchases, manage short-term financial needs and fund larger goals through flexible consumer loans and related financing products.
Core capabilities Brand's website · 2026-11-07
- Consumer credit and personal loans
- Online loan application and digital processing
- Auto financing
- Dealer and point-of-sale financing
- Retailer purchasing finance
- Personal advice through branches and online channels
- Flexible repayment terms and special repayments
- Financing for energy-efficient home improvements
Products / SKUs Brand's website · 2026-11-07
- Sofortkredit
- Autokredit
- Beamtenkredit
- Kleinkredit
- EnergyPlus Kredit
- Ratenkredite from EUR 1,000 to EUR 100,000
- Bausparvertrag through cooperation with Wüstenrot
Pricing Brand's website · 2026-11-07
Loan amounts shown range from EUR 1,000 to EUR 100,000, with terms from 12 to 120 months. The EnergyPlus Kredit is advertised with a fixed interest rate of 4.99%. Individual rates and conditions vary by product and applicant.
Audience
Target industry Brand's website · 2026-11-07
Financial services, banking and consumer finance, including automotive, household equipment, e-commerce and retailer financing.
Customer base Brand's website · 2026-11-07
More than 500,000 customers, including private consumers and business partners. The bank serves customers throughout Germany through 20 branches, an online branch and additional locations referenced on its website.
Ideal customer profile Brand's website · 2026-11-07
German consumers seeking financing for personal purchases, vehicles, unexpected expenses, energy-efficiency improvements or other major goals, as well as business partners and retailers needing consumer, automotive or point-of-sale financing.
Use cases Brand's website · 2026-11-07
- Bridging a short-term financial gap
- Financing a vehicle purchase
- Funding small unexpected expenses
- Financing personal purchases and larger acquisitions
- Financing photovoltaic systems, heat pumps, solar thermal systems or energy storage
- Obtaining preferential loan terms for public-sector employees
- Building savings and financing a home, renovation or energy modernization through a Wüstenrot Bausparvertrag
- Providing automotive, household-equipment, e-commerce and retailer financing
Customer outcomes Brand's website · 2026-11-07
- Faster access to financing through online applications and digital processing
- Flexible loan amounts and repayment terms
- Ability to make qualifying special repayments without charge
- Personal advice through branches and online services
- Financing for consumer purchases, vehicles and energy-efficient improvements
- Access to home-saving and future property-financing options through Wüstenrot
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Claim Creditplus Bank — free →Page last updated 2026-11-07.