Digital Federal Credit Union
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Overview
Tagline Brand's website · 2026-11-07
Digital Federal Credit Union (DCU) is a not-for-profit, member-owned financial cooperative offering consumer and business banking and lending services.
Description Brand's website · 2026-11-07
Digital Federal Credit Union, better known as DCU, is a federally insured, not-for-profit financial cooperative owned and operated by its members. It offers banking, lending, financial education, calculators, digital banking support, and related services to consumers, families, and businesses.
Identity
Mission Brand's website · 2026-11-07
All Members Achieve Their Financial Goals Collaboratively.
Founders & leadership Brand's website · 2026-11-07
DCU is governed by a Board of Directors. The executive team includes Shruti Miyashiro, President and Chief Executive Officer; Paul Bonville, SVP and Chief Audit Officer; and Elizabeth Boruhovin, Chief Risk Officer. DCU and First Tech are united as of January 1, 2026, with DCU operating as a division of First Technology Federal Credit Union during 2026.
Website Brand's website · 2026-11-07
https://dcu.org
Voice & tone Brand's website · 2026-11-07
Member-focused, educational, practical, and service-oriented.
Founded Brand's website · 2026-11-07
October 1979
Headquarters Brand's website · 2026-11-07
853 Donald Lynch Boulevard, PO Box 9130, Marlborough, Massachusetts 01752-9130.
Parent ownership Brand's website · 2026-11-07
DCU and First Technology Federal Credit Union merged into a single credit union named First Technology Federal Credit Union effective January 1, 2026. DCU operates as a division of First Technology Federal Credit Union during 2026.
Offerings
Problem solved Brand's website · 2026-11-07
Helps members and businesses manage money, save, borrow, plan for financial goals, access financial education, and complete banking tasks through digital, branch, ATM, telephone, and shared-branch channels.
Core capabilities Brand's website · 2026-11-07
- Consumer banking and lending
- Business banking and lending
- Checking, savings, certificate, and retirement accounts
- Vehicle, mortgage, personal, student, commercial, and credit card lending
- Financial education and planning calculators
- Digital banking support and account services
- Fee-free, premium, and additional member services
- Membership applications and eligibility support
Products / SKUs Brand's website · 2026-11-07
- Free Checking
- HSA Checking
- Visa Debit Card
- Greenlight Debit Card
- Primary Savings
- Advantage Savings
- Money Market Savings
- Regular, Jumbo, and Jump-Up Certificates
Pricing Brand's website · 2026-11-07
Product rates vary by product, credit history, loan term, member benefits level, payment method, and other criteria. The published auto loan rates shown on the rates page range from 5.24% to 7.24% APR for terms up to 36 to 84 months, effective November 6, 2026. Rates are subject to change.
Audience
Target industry Brand's website · 2026-11-07
Financial services, including consumer banking, lending, business banking, commercial lending, and insurance.
Customer base Brand's website · 2026-11-07
More than 1 million members and their families in all 50 states; consumers and businesses; and members connected through more than 700 companies and organizations.
Ideal customer profile Brand's website · 2026-11-07
Individuals, families, and businesses seeking member-owned banking, savings, lending, financial planning, and related financial services, subject to DCU membership eligibility.
Use cases Brand's website · 2026-11-07
- Opening and managing checking and savings accounts
- Saving through certificates, money market accounts, and IRAs
- Financing or refinancing vehicles
- Obtaining mortgages, home equity loans, personal loans, or student loans
- Accessing business checking, savings, and commercial lending
- Using financial calculators for vehicle, savings, loan, mortgage, and retirement planning
- Checking FICO scores and using digital banking services
- Making loan payments and managing membership applications
Customer outcomes Brand's website · 2026-11-07
- Access to consumer and business banking products
- Flexible borrowing and financing options
- Support for saving, retirement, and other financial goals
- Financial education and informed decision-making
- Digital and self-service access to banking tasks
- Potential savings through member-focused rates, lower fees, and returned value
- Access to federally insured accounts
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Claim Digital Federal Credit Union — free →Page last updated 2026-11-07.