HBL Pakistan

Tagline Brand's website · 2026-11-07

HBL Pakistan is a full-service commercial bank serving retail, corporate, investment, SME, agriculture, treasury, transaction and Islamic banking customers in Pakistan and internationally.

Description Brand's website · 2026-11-07

Habib Bank Limited (HBL) was originally established in 1941 and moved its operations to Pakistan in 1947, becoming the first commercial bank established in the country. HBL describes itself as Pakistan's leading and largest private-sector bank, with over 1,740 branches, more than 2,300 ATMs globally and over 40 million clients worldwide.

Mission Brand's website · 2026-11-07

Create value for stakeholders.

Founders & leadership Brand's website · 2026-11-07

Sultan Ali Allana is Chairman of the Board of Directors. Muhammad Nassir Salim is President & CEO, a role he assumed in March 2024.

Website Brand's website · 2026-11-07

https://hbl.com

Voice & tone Brand's website · 2026-11-07

Professional, customer-centric, accessible and service-oriented.

Founded Brand's website · 2026-11-07

1941; operations moved to Pakistan in 1947, when HBL became the first commercial bank established in Pakistan.

Headquarters Brand's website · 2026-11-07

HBL Tower, Plot No. G-4, KDA Scheme 5, Block 7 Clifton, Karachi, Pakistan.

Parent ownership Brand's website · 2026-11-07

Aga Khan Fund for Economic Development (AKFED) retains 56.58% shareholding in HBL and acquired management control during privatization in 2004.

Problem solved Brand's website · 2026-11-07

Provides banking and financial services for individuals, businesses, corporations, institutions, farmers and underserved populations, including deposits, payments, financing, investment banking, trade services, remittances and digital banking.

Core capabilities Brand's website · 2026-11-07

• Retail banking
• Corporate and investment banking
• Treasury operations
• SME and agriculture banking
• Financial institutions and global trade services
• Transaction banking
• Islamic banking
• Digital banking and account opening

Products / SKUs Brand's website · 2026-11-07

• HBL Digital Account
• Roshan Digital Account
• HBL Mobile
• Konnect
• HBL credit cards
• HBL debit cards
• Car loans
• Personal loans

Pricing Brand's website · 2026-11-07

The website displays illustrative financing terms including a 24% finance charge for a credit-card installment example, 14.50% markup for a car-loan example and a 35.99% fixed markup rate for a personal-loan example; terms and conditions apply.

Target industry Brand's website · 2026-11-07

Banking and financial services.

Customer base Brand's website · 2026-11-07

Retail customers, Pakistani women, overseas Pakistanis, small-scale farmers, SMEs, multinational and local corporate clients, financial institutions and other customers across market segments. HBL states that it serves over 40 million clients worldwide.

Ideal customer profile Brand's website · 2026-11-07

Individuals and households, overseas Pakistanis, women, SMEs, farmers, corporate and investment-banking clients, multinational and local corporations, financial institutions and public-sector or development initiatives.

Use cases Brand's website · 2026-11-07

• Opening a bank account online
• Managing banking through mobile and digital channels
• Making payments and using cards
• Accessing personal, vehicle and Islamic financing
• Financing small-scale agriculture
• Receiving and tracking remittances
• Generating an IBAN
• Accessing retail and commercial banking services

Customer outcomes Brand's website · 2026-11-07

• Access to banking without always visiting a branch
• 24/7 digital and remote banking access
• Access to financing for personal, vehicle, Islamic and agricultural needs
• Convenient payments, cards and remittance services
• Broader financial inclusion across segments of society
• Access to banking and financial services across HBL's domestic and international network