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Tagline Brand's website · 2026-11-08

Union Home Mortgage is an independent mortgage banking company offering home purchase, refinance, construction, renovation, and home equity financing.

Description Brand's website · 2026-11-08

Union Home Mortgage provides residential mortgage lending through retail, wholesale, consumer direct, correspondent, and in-house servicing channels. Its website features mortgage products, a HELOC, down payment assistance, local loan officers, mortgage calculators, and borrower application tools.

Founders & leadership Brand's website · 2026-11-08

Bill Cosgrove is CEO and Chairman. Other listed leaders include Al Blank, Senior Vice President of Business Development; Jill Ross, Senior Vice President of Mortgage Operations; Jim Ferriter, Senior Vice President of Retail Sales; and Mike Jones, National Sales Manager.

Website Brand's website · 2026-11-08

https://uhm.com

Voice & tone Brand's website · 2026-11-08

Supportive, approachable, educational, and customer-focused, emphasizing clear communication, personalized guidance, and a less stressful mortgage experience.

Headquarters Brand's website · 2026-11-08

Greater Cleveland, Ohio

Parent ownership Brand's website · 2026-11-08

Independent mortgage banking company. Bill Cosgrove became its sole owner in 1999.

Problem solved Brand's website · 2026-11-08

Helps homebuyers and homeowners navigate mortgage financing, including finding suitable loan products, funding purchases, refinancing, accessing home equity, and financing construction or home repairs.

Core capabilities Brand's website · 2026-11-08

• Residential mortgage lending
• Home purchase financing
• Mortgage refinancing
• Home equity lines of credit
• Down payment assistance
• Mortgage payment calculation
• Construction financing
• Home renovation financing

Products / SKUs Brand's website · 2026-11-08

• Conventional mortgages
• FHA mortgages
• VA mortgages
• USDA mortgages
• Rehab loans
• New construction financing
• Home Equity Line of Credit (HELOC)
• Union Home Mortgage 1% Down Payment Program

Pricing Brand's website · 2026-11-08

The 1% Down Payment Program allows qualifying first-time homebuyers to contribute as little as 1% toward a 3% down payment, with Union Home Mortgage contributing up to 2%, capped at $2,000. The website also provides an illustrative 30-year fixed-rate Conventional loan example but states that rates and terms may change.

Target industry Brand's website · 2026-11-08

Mortgage lending and residential real estate finance

Customer base Brand's website · 2026-11-08

First-time homebuyers, home purchasers, homeowners seeking refinancing or home equity, rural homebuyers, U.S. military members and veterans, home renovators, new construction buyers, and real estate investors.

Ideal customer profile Brand's website · 2026-11-08

Consumers seeking residential mortgage financing and personalized guidance from a mortgage lender, including first-time buyers, move-up buyers, refinancers, homeowners seeking equity access, and real estate investors.

Use cases Brand's website · 2026-11-08

• Buying a first home
• Purchasing a move-up home
• Refinancing an existing mortgage
• Accessing home equity through a HELOC
• Financing a home renovation
• Financing a custom-built home
• Obtaining a low- or no-down-payment mortgage
• Financing a rural property

Customer outcomes Brand's website · 2026-11-08

• Move closer to home ownership with down payment assistance
• Find a mortgage aligned with individual needs
• Navigate the home-buying and financing process with expert guidance
• Access home equity for personal financial needs
• Finance home repairs or new construction
• Receive clear communication and support throughout the loan process