Luso American Credit Union
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Overview
Tagline Brand's website · 2026-11-08
Luso American Credit Union is a full-service, non-profit cooperative credit union serving the local community from Peabody, Massachusetts.
Description Brand's website · 2026-11-08
Founded in 1960, Luso American Credit Union provides financial products, services, and delivery channels with personalized and professional service. It is a state-chartered and federally insured financial institution with assets of over $100 million.
Identity
Mission Brand's website · 2026-11-08
To serve the financial needs of the local community, reinvest in members, and assist with their financial success.
Founders & leadership Brand's website · 2026-11-08
Overseen by a board of directors comprised of qualified and visionary community leaders.
Website Brand's website · 2026-11-08
https://luso-american.com
Voice & tone Brand's website · 2026-11-08
Personalized, professional, member-focused, and community-oriented.
Founded Brand's website · 2026-11-08
1960
Headquarters Brand's website · 2026-11-08
Peabody, Massachusetts
Parent ownership Brand's website · 2026-11-08
Non-profit cooperative; state-chartered and federally insured.
Offerings
Problem solved Brand's website · 2026-11-08
Provides accessible financial products, services, and delivery channels for community members, with a focus on better rates, lower fees, and personalized service.
Core capabilities Brand's website · 2026-11-08
- Personal banking and savings accounts
- Business banking services
- Consumer lending
- Home equity lending
- Auto loans
- Online banking and bill payment
- Mobile banking and remote deposit
- Direct deposit and eStatements
Products / SKUs Brand's website · 2026-11-08
- Personal accounts
- Business Center services
- Lending Center services
- FlexStart Home Equity Line of Credit
- Auto loans
- Online banking
- Online bill payer
- Mobile banking and remote deposit
Pricing Brand's website · 2026-11-08
Membership requires opening a savings account with $25 for eligible people who live or work in Essex County. The website advertises a 4.99% introductory APR for the FlexStart Home Equity Line of Credit, auto loan rates as low as 3.99% APR, and a $500 loan for a 6- or 9-month term at 15.00% APR.
Audience
Target industry Brand's website · 2026-11-08
Financial services; credit unions and community banking.
Customer base Brand's website · 2026-11-08
Individuals and businesses in the local community; membership is available to people who live or work in Essex County, Massachusetts.
Ideal customer profile Brand's website · 2026-11-08
Individuals and businesses in Essex County seeking member-focused banking, savings, lending, and digital financial services.
Use cases Brand's website · 2026-11-08
- Opening a savings or other personal account
- Accessing business banking services
- Obtaining an auto loan
- Using a home equity line of credit
- Managing accounts through online or mobile banking
- Paying bills online
- Making remote deposits
- Using direct deposit and eStatements
Customer outcomes Brand's website · 2026-11-08
- Personalized and professional financial service
- Access to better rates and lower fees
- Support in achieving financial goals and success
- Access to surcharge-free ATMs through the SUM Network
- Debit card fraud detection and account protection
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Claim Luso American Credit Union — free →Page last updated 2026-11-08.